diva0969 wrote:
I was recently denied by Cap 1 for a credit card and called to see if my app could be reconsidered. It was denied to BK, which of course was discharged last summer. The CSR told me that I could fax all three of my CRs proving my bankruptcy status to them and then they could recon my app. Has anyone else had this happen to them? I thought it was strange, especially since all of my CRs are reporting my BK as discharged 06/07. And they pulled all three (hard) on the initial application!!
Diva-
That is odd to me. It doesn't sound too safe to send them your CR when they can retrieve that information from their system. I also have a BK from 02 and I was able to get a regular Cap ( closed now) and a No Hassle Rewards. I used the backdoor number and received a CLI.
I wouldn't follow through with the request because it sounds a bit scammy. Good Luck. Dont worry Cap will forgive even if you claims them on your BK- I did.
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
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