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Weird Discover....found out something new

Regular Contributor

Weird Discover....found out something new

I received a CLI from discover about a week ago. Didn't think my CLI would be updated on my CR until my statement cut. Well I pulled my report today to check on another matter and surprise the limit was updated. But............ with one catch.  I PIF every month.......so it updated my CR with a balance.   Smiley Sad     I was in the middle of my statement period.  I hope it updates again once my statement cuts.
Message Edited by turbowrx on 04-06-2009 10:46 AM
Message Edited by turbowrx on 04-06-2009 10:48 AM
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Established Contributor

Re: Weird Discover....found out something new

Updating right away after a CLI is normal. But it will update again for your statement, so you shouldn't worry too much about lost points, you'll likely get them right back.
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Senior Contributor

Re: Weird Discover....found out something new

Unless you are shopping credit, in the middle of an app or closing that will pull your CR, this won't affect you.  FICO is a snapshot of a particular moment on your CR.  It is not like bodyweight that is residual.

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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