Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 223
Registered: ‎12-08-2012
0

Weird Offer from Capital One

Got multiple pre-screened offers today in the mail, including a strange one from Capital One.

 

They want me to apply for their "No Hassle Miles Card." What is weird that is the picture in the letter looks like the regular Platinum card, but the actual rewards are more like the Venture card. It gives 2 miles per dollar, but doesn't waive the first year's AF or come with an introductory APR or BT offer. I tried looking up this particular card on their website, but no luck (although it came up when I entered the invitation code).

 

I probably won't bite (this or the so-so Discover offer I received), but I guess you learn something new everyday. Even when you lurk on these boards all the time, apparently!

EX: 758 (10/12), TU: ???, EQ: ???

BankAmericard Travel Rewards // Citi Forward // Amex Blue Cash Preferred // Gap Visa
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Weird Offer from Capital One

Maybe there's a new card coming.


sengpatt wrote:

Got multiple pre-screened offers today in the mail, including a strange one from Capital One.

 

They want me to apply for their "No Hassle Miles Card." What is weird that is the picture in the letter looks like the regular Platinum card, but the actual rewards are more like the Venture card. It gives 2 miles per dollar, but doesn't waive the first year's AF or come with an introductory APR or BT offer. I tried looking up this particular card on their website, but no luck (although it came up when I entered the invitation code).

 

I probably won't bite (this or the so-so Discover offer I received), but I guess you learn something new everyday. Even when you lurk on these boards all the time, apparently!


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor
Posts: 3,135
Registered: ‎04-04-2013
0

Re: Weird Offer from Capital One

Well you know what they say, excellent credit has its rewards. No really, that's how the offer starts out, "Excellent credit has its rewards..."

 

I just received my offer in the mail today. Its a $0 annual fee card, with no "signing bonus". If I was reasonably sure I could always cash out the points 1-to-1 into gift cards, it would probably be a good 2% on everything card.



TU-08: 760 EX-08: 766    EX-08 Bankcard: 807    EX-98: 751 EQ-04: 753
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Weird Offer from Capital One

So is it a new card being added to the lineup?


Themanwhocan wrote:

Well you know what they say, excellent credit has its rewards. No really, that's how the offer starts out, "Excellent credit has its rewards..."

 

I just received my offer in the mail today. Its a $0 annual fee card, with no "signing bonus". If I was reasonably sure I could always cash out the points 1-to-1 into gift cards, it would probably be a good 2% on everything card.


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: Weird Offer from Capital One

Perhaps capital one will pull a discover and consolidate their line up into one reasonably diesel card.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.