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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012

Weird Walmart SP's

I was looking over all my credit reports just now and noticed that GE/Walmart soft pulls me alot on TU! I did a little research and they have soft pulled me almost everytime I swipe the card in store for a purchase. Is that normal?? I have a 1K credit limit and my purchases are normally around 100.00.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

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Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: Weird Walmart SP's

That is kind of strange.  I have a Walmart and don't have that problem.


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Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012

Re: Weird Walmart SP's


snowkitty wrote:

I was looking over all my credit reports just now and noticed that GE/Walmart soft pulls me alot on TU! I did a little research and they have soft pulled me almost everytime I swipe the card in store for a purchase. Is that normal?? I have a 1K credit limit and my purchases are normally around 100.00.


I have only used the card 3 times, but I just checked and there is a soft either on the date of my purchase or the following day. I noticed one is labeled 'Permissible Purpose: CREDIT TRANSACTION '.Could be coincidence..lol. Don't worry about it.


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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012

Re: Weird Walmart SP's

One of mine said permissable purpose....I just thought it was strange...none of my other ge cards does it
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Frequent Contributor
ficojoe
Posts: 308
Registered: ‎07-21-2012

Re: Weird Walmart SP's

GE/Wal-mart soft pulled me one time when I used my bank debt card BEFORE I ever applied for a walmart card (or any GE card).

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Weird Walmart SP's

I know some GE cards also initiate a request for a CLI if you attempt to make a purchase over your limit. So maybe every time you make a purchase they are just preparing or something? Seems odd :smileytongue: 

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