Credit Cards

[snowkitty]

I was looking over all my credit reports just now and noticed that GE/Walmart soft pulls me alot on TU! I did a little research and they have soft pulled me almost everytime I swipe the card in store for a purchase. Is that normal?? I have a 1K credit limit and my purchases are normally around 100.00.

[Shogun]

That is kind of strange.  I have a Walmart and don't have that problem.

[calihlove75]

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snowkitty wrote:

I was looking over all my credit reports just now and noticed that GE/Walmart soft pulls me alot on TU! I did a little research and they have soft pulled me almost everytime I swipe the card in store for a purchase. Is that normal?? I have a 1K credit limit and my purchases are normally around 100.00.

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I have only used the card 3 times, but I just checked and there is a soft either on the date of my purchase or the following day. I noticed one is labeled 'Permissible Purpose: CREDIT TRANSACTION '.Could be coincidence..lol. Don't worry about it.

[snowkitty]

One of mine said permissable purpose....I just thought it was strange...none of my other ge cards does it

[ficojoe]

GE/Wal-mart soft pulled me one time when I used my bank debt card BEFORE I ever applied for a walmart card (or any GE card).

[jsucool76]

I know some GE cards also initiate a request for a CLI if you attempt to make a purchase over your limit. So maybe every time you make a purchase they are just preparing or something? Seems odd