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Weirdest Barclay's offer yet.

Contributor

Weirdest Barclay's offer yet.

It seems that Barclay's wants to turn my account profitable (get my card out of SD). This is definitely not the way.

 

I got a letter yesterday with an offer for an automatic CLI balance transfer. The offer stated that if I used one of the enclosed balance transfer checks for up to $1100 (my current CL) that I would get an automatic CLI for the amount of the transfered balance.

 

I would arbitrage it just to boost the limit, but I don't really need the room for util, and they charge a 4% BT fee & 3.99% APR on the BT.

EX / EQ / TU FICO
Start: ? / 633 / 621 March 2011
Current: 751 / 760 / 750 (PSECU, SW, QM)
My Wallet: Fidelity Amex 5k, NFCU CashRewards 10k,
SD: Barclays Apple 1.2k, Amex Zync NPSL, HomeDepot 1.2k
Message 1 of 6
5 REPLIES
Senior Contributor

Re: Weirdest Barclay's offer yet.

That's the offer I keep getting... I owe them like $2200 out of 6500, so I'll prob pay that off and write myself a check for a few thou, just to avoid my 0% bal xfer ending. Lord knows Id rather pay 3.99% then 24.99% LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 6
Valued Contributor

Re: Weirdest Barclay's offer yet.

I also got those checks for the same 3.99 offer. I havent used my apple card in 6 months.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 6
Senior Contributor

Re: Weirdest Barclay's offer yet.

3.99% really isnt that grrreeeattt. Mine ends like... July 2013?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 6
Valued Contributor

Re: Weirdest Barclay's offer yet.

I know. I also received an email from them about the apple 0% financing offer. It seems they now offer 18months for purchases of 1999 and up. And if I spend more than 1000 buying apple products I get $10 statement credit. I was gonna buy the new imac but they are not coming out until early 2013 and this offer ends last day of december.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 6
Highlighted
Contributor

Re: Weirdest Barclay's offer yet.

No it's definitely not a good offer, I just thought it was funny how they're trying to pray off people wanting a bigger CL.

I'm wondering if they'd just give me the CLI to buy a retina MBP? I would think so, I've been at 1100 for over a year.
EX / EQ / TU FICO
Start: ? / 633 / 621 March 2011
Current: 751 / 760 / 750 (PSECU, SW, QM)
My Wallet: Fidelity Amex 5k, NFCU CashRewards 10k,
SD: Barclays Apple 1.2k, Amex Zync NPSL, HomeDepot 1.2k
Message 6 of 6