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Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Well Happy New Year To Me!

I made a thread earlier last week about my niece applying for Capital One an her having to send information for verify her identity she just called Capital one this morning an found out she was approved.

 

So it kind of sparked interest for me to apply again an lord knows i didn't wanna apply for this card again cause they have denied me like 3 times in the past. Why did i just apply an i got instantly approved. I don't no why but i always wanted this card for some reason an now i have it i hope it was worth the wait.

 

 So i called them to find out what my CL will be they guy told me that the computer hasn't generated a account number for me yet but i could back next week an they should have that info. I applied for a card without a annual fee so i hope that's the one i get. Also how do u know if your in the credit steps program?


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Senior Contributor
Posts: 3,876
Registered: ‎01-10-2008
0

Re: Well Happy New Year To Me!

Happy New Year to you too!!  congrats!  what were your scores and stats?
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Well Happy New Year To Me!


score_building wrote:
Happy New Year to you too!!  congrats!  what were your scores and stats?

 

Thx.

 

Not sure what my scores are but i think there 600 across the bored. The only bad thing i have showing on my report is inquries an one paid collection.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Established Contributor
Posts: 1,019
Registered: ‎04-01-2008
0

Re: Well Happy New Year To Me!

Congratulations!


1/28/14 EQ 811 9/11/15, EX 821, TU 817 on 6/13/2014

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Established Contributor
Posts: 721
Registered: ‎03-15-2008
0

Re: Well Happy New Year To Me!


mjbfan79 wrote:

I made a thread earlier last week about my niece applying for Capital One an her having to send information for verify her identity she just called Capital one this morning an found out she was approved.

 

So it kind of sparked interest for me to apply again an lord knows i didn't wanna apply for this card again cause they have denied me like 3 times in the past. Why did i just apply an i got instantly approved. I don't no why but i always wanted this card for some reason an now i have it i hope it was worth the wait.

 

 So i called them to find out what my CL will be they guy told me that the computer hasn't generated a account number for me yet but i could back next week an they should have that info. I applied for a card without a annual fee so i hope that's the one i get. Also how do u know if your in the credit steps program?


Congrats!!!  I've heard on this board from others that they got a letter in the mail that told them about the credit steps.

4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)

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