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Yep...HP counts. Finally bit me in the buttocks at 24 total.
FBNO told me...my last card to add...not gonna happen now......so I got PO'ed...
Called up Discover...options? No further APR drop avail...ok, told them they're my highest at moment (excluding PPMC), and high usage cards range from 8 to 13%...nope not budging...They're on ice now.
Hit up BOA. Only had the card for two cycles...doubled the CL. Worth the HP on TU.
Hit up PPMC, just for S**ts, and giggles...3x....soft CS call.
Hit up Citi...only two cycles...know in 24 hrs.
Hit up Barclay...three cycles...3x....
Now I can tell FNBO to kiss my ***, and Discover is headed out of my wallet...
@Burned2manybridgesB4 wrote:Yep...HP counts. Finally bit me in the buttocks at 24 total.
FBNO told me...my last card to add...not gonna happen now......so I got PO'ed...
Called up Discover...options? No further APR drop avail...ok, told them they're my highest at moment (excluding PPMC), and high usage cards range from 8 to 13%...nope not budging...They're on ice now.
Hit up BOA. Only had the card for two cycles...doubled the CL. Worth the HP on TU.
Hit up PPMC, just for S**ts, and giggles...3x....soft CS call.
Hit up Citi...only two cycles...know in 24 hrs.
Hit up Barclay...three cycles...3x....
Now I can tell FNBO to kiss my ***, and Discover is headed out of my wallet...
congras on the CLI approvals! Yeah, i tried for FNBO last year and was denied for the same reason: INQs.
@dodgerslv wrote:
@Burned2manybridgesB4 wrote:Yep...HP counts. Finally bit me in the buttocks at 24 total.
FBNO told me...my last card to add...not gonna happen now......so I got PO'ed...
Called up Discover...options? No further APR drop avail...ok, told them they're my highest at moment (excluding PPMC), and high usage cards range from 8 to 13%...nope not budging...They're on ice now.
Hit up BOA. Only had the card for two cycles...doubled the CL. Worth the HP on TU.
Hit up PPMC, just for S**ts, and giggles...3x....soft CS call.
Hit up Citi...only two cycles...know in 24 hrs.
Hit up Barclay...three cycles...3x....
Now I can tell FNBO to kiss my ***, and Discover is headed out of my wallet...
congras on the CLI approvals! Yeah, i tried for FNBO last year and was denied for the same reason: INQs.
It's just getting annoying to keep ahead on the CR data. The big five, and now smaller data miners selling off to the lenders....I'm ready to just say the hell with it. Worn out from CC OCD.
Grats on your CLIs
FNBO will get you every time for inquiries (are very conservative on this and there is no recon) they also pull ARS.