Well at least I tried :)

[Anonymous]

On the plus side, I had to call PSECU today as well... great CS!!!!!

[AZHeather]

40%...meh...wouldn't worry.  I don't think the creditors jump the gun on a one month review anyhow.  If they see extremely high utilization continuously for several months, maybe.  Your situation...nahhh.  Don't worry and sleep well my friend.

[RockinRay]

No worries LS. Everything is cool...

Remember, "worry is like interst paid on money not yet due"! I tell myself that daily...  

[SpiceIslander]

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@beautybrainsbooty wrote:

Ok. Listen. Look at me. 40% is nothing. In the whole scheme of things you will be fine. It had to get over my own near manic utilization fears and realize that I am being responsible, paying off my CC debt "early & often" like never before. Creditors love to see you use their cards! The only time I worry about util is when I am going to app. Just let everything post and update. Its ALL GOOD!!!

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+!

I was recently approved for BCP, FNBO & Simplicity with util >50%. ( Iknow, I know - but that was down from 75% a few months prior.)

Although 40% is not ideal, it's really not that bad. Cheer up, LS!