@Anonymous wrote:
@longtimelurker wrote:
@Spider15 wrote:
@Anonymous wrote:OP, sorry to hear about the denial. I know you want to move your money from Chase to another bank. But keep in mind they (the banks) are a cesspool of crooks.. All they care about is the bottom line.
I am sure if you give it some time and apply again, you may just get approved.
Interesting correlation ... "a cesspool of crooks ..." guess I should bring my big pumper and suck them up ... LOL
Yes, vaguely surprised that that such an attack on the character of MyFico advertiisers (and a key reason for FICOs existence!) was allowed (by a community leader no less!)
@how is calling the banks crooks an attack on MyFico advertisers? Enlighten me @Lontimelurker...
Really??? OK, let's see. Who do we see advertising on the top page:
Credit One
Barclays
Discover
Chase
US Bank
Capital One etc etc
And these are banks, who advertise on MyFico. And guessing, I would think that many people would consider calling a group "cesspool of crooks" a kind of attack
And banks are the major lenders, and they are the buyers of things like credit score, i.e. a big component of the driver behind FICOs market.
I hope that is sufficient enlightenment.
@longtimelurker wrote:
@Anonymous wrote:
@longtimelurker wrote:
@Spider15 wrote:
@Anonymous wrote:OP, sorry to hear about the denial. I know you want to move your money from Chase to another bank. But keep in mind they (the banks) are a cesspool of crooks.. All they care about is the bottom line.
I am sure if you give it some time and apply again, you may just get approved.
Interesting correlation ... "a cesspool of crooks ..." guess I should bring my big pumper and suck them up ... LOL
Yes, vaguely surprised that that such an attack on the character of MyFico advertiisers (and a key reason for FICOs existence!) was allowed (by a community leader no less!)
@how is calling the banks crooks an attack on MyFico advertisers? Enlighten me @Lontimelurker...
Really??? OK, let's see. Who do we see advertising on the top page:
Credit One
Barclays
Discover
Chase
US Bank
Capital One etc etc
And these are banks, who advertise on MyFico. And guessing, I would think that many people would consider calling a group "cesspool of crooks" a kind of attack
And banks are the major lenders, and they are the buyers of things like credit score, i.e. a big component of the driver behind FICOs market.
I hope that is sufficient enlightenment.
Thats taking things very literally. Every company has someone corrupt in it. This will be my last post on this topic but if you think that is an attack then thats you as I don't think it is.
I am not going to derail the thread nor encourage you further by going back and forth. But it seems we both have a different understanding of what "an attack" means..
@longtimelurker wrote:
@Anonymous wrote:
@longtimelurker wrote:
@Spider15 wrote:
@Anonymous wrote:OP, sorry to hear about the denial. I know you want to move your money from Chase to another bank. But keep in mind they (the banks) are a cesspool of crooks.. All they care about is the bottom line.
I am sure if you give it some time and apply again, you may just get approved.
Interesting correlation ... "a cesspool of crooks ..." guess I should bring my big pumper and suck them up ... LOL
Yes, vaguely surprised that that such an attack on the character of MyFico advertiisers (and a key reason for FICOs existence!) was allowed (by a community leader no less!)
@how is calling the banks crooks an attack on MyFico advertisers? Enlighten me @Lontimelurker...
Really??? OK, let's see. Who do we see advertising on the top page:
Credit One
Barclays
Discover
Chase
US Bank
Capital One etc etc
And these are banks, who advertise on MyFico. And guessing, I would think that many people would consider calling a group "cesspool of crooks" a kind of attack
And banks are the major lenders, and they are the buyers of things like credit score, i.e. a big component of the driver behind FICOs market.
I hope that is sufficient enlightenment.
The forum is most valuable when people articulate their honest opinions and experiences with lenders. In moderating this forum, I will not stifle people's opinions, so long as they are shared respectfully and germane to the topic at hand. You will find both positive and negative topics posted about all of the aforementioned lenders, many with varying levels of input by our community leaders and our moderators. To me, this encourages our Community to make informed decisions.
My main problem with referring to banks as a "cesspool of crooks" is that it's vague. Perhaps examples that are more specific and informational would direct the discussion better (of course, that may be off-topic for this thread).
@SunriseEarth wrote:
@longtimelurker wrote:
@Anonymous wrote:
@longtimelurker wrote:
@Spider15 wrote:
@Anonymous wrote:OP, sorry to hear about the denial. I know you want to move your money from Chase to another bank. But keep in mind they (the banks) are a cesspool of crooks.. All they care about is the bottom line.
I am sure if you give it some time and apply again, you may just get approved.
Interesting correlation ... "a cesspool of crooks ..." guess I should bring my big pumper and suck them up ... LOL
Yes, vaguely surprised that that such an attack on the character of MyFico advertiisers (and a key reason for FICOs existence!) was allowed (by a community leader no less!)
@how is calling the banks crooks an attack on MyFico advertisers? Enlighten me @Lontimelurker...
Really??? OK, let's see. Who do we see advertising on the top page:
Credit One
Barclays
Discover
Chase
US Bank
Capital One etc etc
And these are banks, who advertise on MyFico. And guessing, I would think that many people would consider calling a group "cesspool of crooks" a kind of attack
And banks are the major lenders, and they are the buyers of things like credit score, i.e. a big component of the driver behind FICOs market.
I hope that is sufficient enlightenment.
The forum is most valuable when people articulate their honest opinions and experiences with lenders. In moderating this forum, I will not stifle people's opinions, so long as they are shared respectfully and germane to the topic at hand. You will find both positive and negative topics posted about all of the aforementioned lenders, many with varying levels of input by our community leaders and our moderators. To me, this encourages our Community to make informed decisions.
My main problem with referring to banks as a "cesspool of crooks" is that it's vague. Perhaps examples that are more specific and informational would direct the discussion better (of course, that may be off-topic for this thread).
Simple google search of Chase and Barclays about being fined among others lenders you will get hits and let the articles explain it vs.typing out a long story. To most people this is common knowledge of some of the stuff banks have done or tried to get away with..They are just as greedy or more greedy and breaking the law unlike us just applying for credit. This is getting a bit off topic though
@longtimelurker wrote:
@red259 wrote:Really what I think Chase should do is put it on the application that if you have X new accounts in the past two years your not eligible. Its lame for them to do a HP on people for what will be an automatic denial.
It's fairly usual to keep details about thresholds on what you consider risk factors more secret , to prevent gaming.
Does Chase still ask if your CRs are free of BKs and other derogatory info during the application process? If so, maybe they can add a line to ask if they are also free of recent "app sprees". 
OP, sorry to hear about the denial.
