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So opened joint cheking and savings for our new business and then I added my own personal checking and savings.
We also then split off for a individual business credit card and credit line in partners name. I don't "Believe" up till today they did anymore HP's after opening the checking and the credit card was approved "pending company ownership paper" Took those over Friday and today I get alert for HP and I log in and it's EQ for Wells! I called our "banker" first and had to leave message, he must have known some issues because he had a lot of info BEFORE he called me... he says because the paper showed 50/50 ownership they changed the credit app to process joint. I said company ownership has nothing to do with rather I, we, or him apply for credit and that the application was NOT for joint and I don't know where they would have permission to pull my credit.
Am I wrong? I feel like this is why I don't like fast talking personal bankers, well really going to the bank at all... obviously at this point an inquiry is not going to hurt me but I still feel just because I don't care about it, doesn't mean I should let it be. he says change ownership 51/49 and the app as original will go and be approved but that irritates me also to change company ownership for a "middle" size credit card but INQ's already done, seems almost waste to not get it.
As my father always said "Cut off your nose to spite your face"