One of my favorite credit pimps, Wells Fargo, kicked me a deal. I was in the branch to order checks--new address and I'm almost out of checks. Outta the blue, the teller asked me whether I had any high interest credit card debt. Little voice in head shouted out, "Why, have you been going through my mailbox?"
Unsure what the right answer was, I hid out in the middle of the road with the yellow stripes and dead animals. "Yes, a little, I think, but I'd have to check. Why?"
2.9% on BTs through April 2008. If you have a Wells Fargo CC, give 'em a call and ask about deals on BTs, APR reductions, CLIs, et al. Hereof late, they seem to be in a more giving mood. Couldn't get blood from that turnip for a long time. Got a CLI last month and now this.
I moved $2K onto the card there and then. Later, I BTed the remaining balance off Wells Fargo and onto DW's AMEX Delta which has a 9.9% APR through early next year. Once it hits AMEX, gonna BT it back to Wells Fargo at 2.9%
AMEX doesn't charge a fee for BTs to most if not all it's CCs. Wells does charge one, as do most banks anymore, so you have to weigh that as well. It works for larger BTs, not necessarily for smaller amounts.
