Regular Contributor
Posts: 192
Registered: ‎01-15-2009

Wells Fargo CC will NOT give credit at all if you have BK on your report

Just to save others from wasting a hard pull, I'm letting you know that Wells Fargo will not issue a CC with a BK on your record.


I just called to ask them to reconsider my app. Filed BK 4 years ago, have 2 cc's, 2 car loans, 1 RV loan and a Wells Fargo Mortgage. All have been paid on time as agreed for the past 4 years.


Rep advised me they are very strict about any BK on applicant records and will decline solely for this reason.


Just thought I would pass this info along!





You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Regular Contributor
Posts: 147
Registered: ‎07-30-2007

Re: Wells Fargo CC will NOT give credit at all if you have BK on your report

I don't think you can have any kind of collection on there either (paid or unpaid.)  That is what a friend told me once that used to work there.  But I can't say with 100% certainty... just what I was told once.
Sustaining Change takes Support and Reinforcement !

FICOS 02/03/2013, TU -798, EQ - 805 ( Last known EX -812)

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