Reply
Regular Contributor
krielly
Posts: 185
Registered: ‎01-15-2009
0

Wells Fargo CC will NOT give credit at all if you have BK on your report

Just to save others from wasting a hard pull, I'm letting you know that Wells Fargo will not issue a CC with a BK on your record.

 

I just called to ask them to reconsider my app. Filed BK 4 years ago, have 2 cc's, 2 car loans, 1 RV loan and a Wells Fargo Mortgage. All have been paid on time as agreed for the past 4 years.

 

Rep advised me they are very strict about any BK on applicant records and will decline solely for this reason.

 

Just thought I would pass this info along!

 

:smileyhappy:

 

K


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Regular Contributor
Jayleesmimi
Posts: 147
Registered: ‎07-30-2007
0

Re: Wells Fargo CC will NOT give credit at all if you have BK on your report

I don't think you can have any kind of collection on there either (paid or unpaid.)  That is what a friend told me once that used to work there.  But I can't say with 100% certainty... just what I was told once.
Sustaining Change takes Support and Reinforcement !

FICOS 02/03/2013, TU -798, EQ - 805 ( Last known EX -812)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+