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Frequent Contributor
Posts: 477
Registered: ‎01-15-2009
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Wells Fargo CC will NOT give credit at all if you have BK on your report

Just to save others from wasting a hard pull, I'm letting you know that Wells Fargo will not issue a CC with a BK on your record.


I just called to ask them to reconsider my app. Filed BK 4 years ago, have 2 cc's, 2 car loans, 1 RV loan and a Wells Fargo Mortgage. All have been paid on time as agreed for the past 4 years.


Rep advised me they are very strict about any BK on applicant records and will decline solely for this reason.


Just thought I would pass this info along!


Smiley Happy



You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Regular Contributor
Posts: 149
Registered: ‎07-30-2007
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Re: Wells Fargo CC will NOT give credit at all if you have BK on your report

I don't think you can have any kind of collection on there either (paid or unpaid.)  That is what a friend told me once that used to work there.  But I can't say with 100% certainty... just what I was told once.
Sustaining Change takes Support and Reinforcement !

FICOS 02/03/2013, TU -798, EQ - 805 ( Last known EX -812)

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