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Valued Contributor
thom02099
Posts: 1,350
Registered: ‎08-30-2011
0

Wells Fargo CLI success !

Got my Wells Fargo Platinum Visa in November 2011, decided to try for a CLI to see if they'd match some of my other cards, since it was my lowest limit at $3000.  From their website, there was not a means to do so on line, there was a number to call to make the request.   Gave them a call last week, asked for $9000 (the usual 3X increase). They asked a few questions about income (mine, not household).  I asked which pull, they said EX, which surprised me since the previous pull was TU (my best score).  Anyway, got the non-commital "we'll send you an answer in the mail in the next 7-12 business days".  Logged in to my Wells Fargo account today, and lo and behold, the CL is now $7000!  Didn't get the full $9K, but I'm a happy camper!  Especially since, from what I've read here, they can be very...conservative. 

 

OK, time to head to the garden...and anxiously await what's going to happen with AMEX Zync!

 

 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Wells Fargo CLI success !

Congrats thats a nice cli! Do you bank with them??
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
thom02099
Posts: 1,350
Registered: ‎08-30-2011
0

Re: Wells Fargo CLI success !


jsickz32 wrote:
Congrats thats a nice cli! Do you bank with them??

I have my home mortgage with them, but no other banking accounts with them.  I also told the nice lady I spoke with that I'd like to match my "other" premium cards in CL, hoping she'd catch that sort of teaser to get a higher limit, LOL.  Guess it worked to some degree.  I honestly was expecting maybe $4500-5000 range.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014
Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Wells Fargo CLI success !


Congrats!!


I asked for a CLI from them since I now have a 3k limit reporting. Card is very young but it was worth a shot. Got denied, csr told me they could forward it for further review but it would be a HP so I said no. Lol.
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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Wells Fargo CLI success !

So do they offer you an amount via soft pull and if you decline that amount is hard?

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Senior Contributor
jsucool76
Posts: 4,063
Registered: ‎12-11-2011
0

Re: Wells Fargo CLI success !


CreditChampion wrote:

So do they offer you an amount via soft pull and if you decline that amount is hard?


I asked them for half of my highest limit (which is $3000, so $1500) and the guy told me they would counteroffer, but I got flat out denied. My card was MAYBE 2 months old though, so I wasn't expecting anything, but it was a SP so I don't really care. The only reason I asked was because my cap1 was technically older than my WF, it just hadn't reported yet when I got my WF, so I was hoping having a higher limit would convince them to up me a little bit. 

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Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Wells Fargo CLI success !

Congrats! Nice increase! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

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