Wells Fargo CLI success !

[thom02099]

Got my Wells Fargo Platinum Visa in November 2011, decided to try for a CLI to see if they'd match some of my other cards, since it was my lowest limit at $3000.  From their website, there was not a means to do so on line, there was a number to call to make the request.   Gave them a call last week, asked for $9000 (the usual 3X increase). They asked a few questions about income (mine, not household).  I asked which pull, they said EX, which surprised me since the previous pull was TU (my best score).  Anyway, got the non-commital "we'll send you an answer in the mail in the next 7-12 business days".  Logged in to my Wells Fargo account today, and lo and behold, the CL is now $7000!  Didn't get the full $9K, but I'm a happy camper!  Especially since, from what I've read here, they can be very...conservative. 

OK, time to head to the garden...and anxiously await what's going to happen with AMEX Zync!

[jsickz32]

Congrats thats a nice cli! Do you bank with them??

[thom02099]

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jsickz32 wrote:
Congrats thats a nice cli! Do you bank with them??

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I have my home mortgage with them, but no other banking accounts with them.  I also told the nice lady I spoke with that I'd like to match my "other" premium cards in CL, hoping she'd catch that sort of teaser to get a higher limit, LOL.  Guess it worked to some degree.  I honestly was expecting maybe $4500-5000 range.

[jsucool76]

Congrats!!


I asked for a CLI from them since I now have a 3k limit reporting. Card is very young but it was worth a shot. Got denied, csr told me they could forward it for further review but it would be a HP so I said no. Lol.

[CreditChampion]

So do they offer you an amount via soft pull and if you decline that amount is hard?

[jsucool76]

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CreditChampion wrote:

So do they offer you an amount via soft pull and if you decline that amount is hard?

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I asked them for half of my highest limit (which is $3000, so $1500) and the guy told me they would counteroffer, but I got flat out denied. My card was MAYBE 2 months old though, so I wasn't expecting anything, but it was a SP so I don't really care. The only reason I asked was because my cap1 was technically older than my WF, it just hadn't reported yet when I got my WF, so I was hoping having a higher limit would convince them to up me a little bit. 

[tinuviel]

Congrats! Nice increase!