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Valued Contributor
thom02099
Posts: 1,610
Registered: ‎08-30-2011
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Wells Fargo CLI success !
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‎10-04-2012 08:14 AM

Got my Wells Fargo Platinum Visa in November 2011, decided to try for a CLI to see if they'd match some of my other cards, since it was my lowest limit at $3000.  From their website, there was not a means to do so on line, there was a number to call to make the request.   Gave them a call last week, asked for $9000 (the usual 3X increase). They asked a few questions about income (mine, not household).  I asked which pull, they said EX, which surprised me since the previous pull was TU (my best score).  Anyway, got the non-commital "we'll send you an answer in the mail in the next 7-12 business days".  Logged in to my Wells Fargo account today, and lo and behold, the CL is now $7000!  Didn't get the full $9K, but I'm a happy camper!  Especially since, from what I've read here, they can be very...conservative. 

 

OK, time to head to the garden...and anxiously await what's going to happen with AMEX Zync!

 

 

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
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Valued Contributor
jsickz32
Posts: 1,989
Registered: ‎06-25-2012
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Re: Wells Fargo CLI success !
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‎10-04-2012 08:55 AM

Congrats thats a nice cli! Do you bank with them??
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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Valued Contributor
thom02099
Posts: 1,610
Registered: ‎08-30-2011
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Re: Wells Fargo CLI success !
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‎10-04-2012 09:07 AM

jsickz32 wrote:
Congrats thats a nice cli! Do you bank with them??

I have my home mortgage with them, but no other banking accounts with them.  I also told the nice lady I spoke with that I'd like to match my "other" premium cards in CL, hoping she'd catch that sort of teaser to get a higher limit, LOL.  Guess it worked to some degree.  I honestly was expecting maybe $4500-5000 range.

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
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Super Contributor
jsucool76
Posts: 7,534
Registered: ‎12-11-2011
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Re: Wells Fargo CLI success !
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‎10-04-2012 09:58 AM


Congrats!!


I asked for a CLI from them since I now have a 3k limit reporting. Card is very young but it was worth a shot. Got denied, csr told me they could forward it for further review but it would be a HP so I said no. Lol.


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Frequent Contributor
CreditChampion
Posts: 271
Registered: ‎03-15-2012
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Re: Wells Fargo CLI success !
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‎10-04-2012 10:13 AM

So do they offer you an amount via soft pull and if you decline that amount is hard?

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
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Super Contributor
jsucool76
Posts: 7,534
Registered: ‎12-11-2011
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Re: Wells Fargo CLI success !
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‎10-04-2012 10:49 AM

CreditChampion wrote:

So do they offer you an amount via soft pull and if you decline that amount is hard?

I asked them for half of my highest limit (which is $3000, so $1500) and the guy told me they would counteroffer, but I got flat out denied. My card was MAYBE 2 months old though, so I wasn't expecting anything, but it was a SP so I don't really care. The only reason I asked was because my cap1 was technically older than my WF, it just hadn't reported yet when I got my WF, so I was hoping having a higher limit would convince them to up me a little bit. 



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Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
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Re: Wells Fargo CLI success !
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‎10-04-2012 12:55 PM

Congrats! Nice increase! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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