Wells Fargo + Chase Freedom as starter cards..

[Anonymous]

Congrats on your double score!

[twist7d7]

Two cards in 4 months is fine! People talk about getting your foot in the door with X and Y company but the part that I think is harder is just getting your foot in the door in the credit world. Now that you have done that growing will come with due time. I started my credit journey a year ago and im way farther then I thought i would be at this point. Ive apped for new cards just about every 6 months. My advice (not that you asked for it) get in with amex soon. Getting a early MSD can be helpful in the future. Also they tend to give out good limits to good users. just my .02

[hsspres]

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@Anonymous wrote:

credit karma is a fako score. Meaning it is not your real fico score. dont be fooled

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Yes, but that may not be such a bad thing, my CK score is anywhere from 25-30 points below what my real FICO score is.  When you're ready for another hard pull, maybe app for a card that gives you your true FICO score.  The Walmart store card (not the MC/Discover version) is a good example.  Easy to obtain, monthly true TU FICO score, credit limit increases every 4 months (soft pulls), no annual fee, etc.   One of my charge offs (6 years old) is from Syncb the issuer and I was still approved.  There are plenty of others too, search the board, lots of great advice.

[Closingracer99]

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@jsucool76 wrote:

2 cards in 4 months is considered conservative on myfico. We're all a little bit addicted. Knowledgeable, but a bad influence on some people who lack self control (like myself. haha) 

Definitely hit up the Garden Club Thread . Good way to keep track of your time in the garden, and good moral support for those tough times you're itching to app. =]

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+1

I got 3 Cards in the first 5 months when I started June 2013. Discover it in June , Amazon store in August and Amex BCE in November

[Anonymous]

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Closingracer99 wrote:

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+1

I got 3 Cards in the first 5 months when I started June 2013. Discover it in June , Amazon store in August and Amex BCE in November

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Is that when you first started out your credit history or just credit cards? I'm looking into getting the Discover IT and Chase Freedom. I already have a Wells Fargo secured card.  My scores are pretty similar to yours but I only have a 6 month credit history.