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Wells Fargo EMV chip CC?

Valued Contributor

Wells Fargo EMV chip CC?

So with the businesses I manage I see many CCs on a daily basis and always take peaks at what people use. Creepy and weird I know... but I'm sure I'm not the only one addicted to CCs!  Anyhow I see many of the black wells fargo CCs coming through and today I saw my first one with an EMV chip. Is this new or is everyone here in Austin just late in getting these? I've been thinking about getting one and when I saw this one had an EMV it made me edge closer into applying. 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 7
6 REPLIES
Established Contributor

Re: Wells Fargo EMV chip CC?

I hear wells is lackluster and gets a bad rap...

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Message 2 of 7
Established Contributor

Re: Wells Fargo EMV chip CC?

also what does it mean 5% back for 6 months? Intro only? Who would want a credit card like that lol

 photo myfico_zpsd00088cb.jpg
Message 3 of 7
Valued Contributor

Re: Wells Fargo EMV chip CC?

Haha your absolutely right. What gives? Plus you have to apply in branch unless you have a previous account with them. Definitely won't be doing that! I'm glad though because I almost got out of the garden for nothing

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 4 of 7
Established Contributor

Re: Wells Fargo EMV chip CC?


Shock wrote:

also what does it mean 5% back for 6 months? Intro only? Who would want a credit card like that lol


Actually it is pretty decent deal for drug stores if you're into MS (buying VRs/uploading to bluebird) and the reward amount is uncapped. Minus fees, for each VR ($500) you'll net around $20 cash back. Not bad if you use VRs for monthly spend on rent/mortgage, healthcare, car payments, insurance, and other expenses that can't be paid with a CC. Considering that CVS has nixed credit card VRs purchases, I would doubt it would be much benefit given the long-term value of this card post 6 months. 

 

Message 5 of 7
Established Contributor

Re: Wells Fargo EMV chip CC?


Shock wrote:

I hear wells is lackluster and gets a bad rap...


WF CCs are way beyond lackluster. They are pathetic. Not everyone can be Chase & Citi, but at least BofA, PNC and other brick-and-mortar banks offer something beyond a straight 1% cash back card. I'm appreciative that they gave me a secured card, and unsecured with my first 5-digit limit, but what is the point if the card is netflixed?

Message 6 of 7
Valued Contributor

Re: Wells Fargo EMV chip CC?

Wow, thanks eagle for your input. Good hearing about a card from someone who has it. I did look into their cards and there isn't any that have much of anything.  1% is ok but not worth my time, and I definitely won't be jumping hoops using bluebird or whatever.  I'll stay away from them unless they come out with something worth using a HP on. Thanks for everyone's help

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 7 of 7