Reply
New Member
Mutterz
Posts: 9
Registered: ‎12-25-2012
0

Wells Fargo Outdoor Solutions card in Austin, Texas?

I just moved from PA to Austin, TX and tried for awhile to find a list of stores that will take the Wells Fargo Outdoor Solutions card but I cant seem to find one out there. Anybody have any ideas top find a list?

Established Contributor
swpopham
Posts: 554
Registered: ‎06-02-2012
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

It's a Visa card so what's the problem ?

 

http://retailservices.wellsfargo.com/outdoor-solutions.html

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
New Member
Mutterz
Posts: 9
Registered: ‎12-25-2012
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?


swpopham wrote:

It's a Visa card so what's the problem ?

 

http://retailservices.wellsfargo.com/outdoor-solutions.html


It has a Visa limit of $1,500 and an Outdoor Solutions limit of $19,500 that can only be used in some stores for outdoor things. Used it a Pool City before in PA.

 

Balance Summary

Credit Limit         $19,500.00

Outstanding Balance      $0.00

Available Credit                $19,500.00

Visa® Credit Limit (included in Credit Limit)           $1,500.00

Available Credit for Visa® (included in Available Credit)  $1,500.00

Last Statement Balance 12/17/13              $345.85

Frequent Contributor
bigman023
Posts: 254
Registered: ‎05-15-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

Has anyone been approved or declined for this card recently? If so, please share any info.

 

 

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Established Contributor
IWOL
Posts: 682
Registered: ‎12-17-2012
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

I was approved for the Home Projects Visa from Wells a few months ago to finance a new air conditioner. I think it has the same underwriting as the outdoor solutions card.

 

They pulled TU and. I got an instant approval for $9200 limit with a TU score of 670 at that time.

 

it has a 1200 limit on the visa and the rest can be used at vendors that accept the payment. They offer special financing on home improvement purchases, got 9% for the term of the loan for the air conditioner with a fixed monthly payment. Its useless as a CC with a 27.99 interest rate. 

 

After er making my purchase. I realized I could have gotten a better deal from. Lowes at 5.99% for up to 84 months but it was 112 degrees in Cali and I needed a new air conditioner ASAP.

 



src=http://i1350.photobucket.com/albums/p780/ilanj/imagejpg1_zps2004ecdb.jpg"
Frequent Contributor
bigman023
Posts: 254
Registered: ‎05-15-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

[ Edited ]

Hi IWOL,

 

Do you happen to remember the characteristics of your file at the time you applied? Util? Baddies? Income? Apply online or in a store?  TU98 or TU04?

 

When my balances update I think my TU98 score will be in the same range as yours when you apped. I have a few old (Over 5 yrs old) baddies.  I have a wells fargo rewards card with 0% util, as well as a Wells Fargo Financial store card with Ashleys Furniture with a 5700 limit. This card  has about 45% util as I am in the middle of  a 4 yr 0% promo. My over all util will be less than 29% when I app. 

 

Any additional info you may have would be appreciated. I have 0 Inqs on my TU, so Im really want to avoid waisting a HP.

 

thanks

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Established Contributor
IWOL
Posts: 682
Registered: ‎12-17-2012
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

[ Edited ]

My TU 98 score at the time was 670 from here.

 

I beleive my util was around 20 to 25%. Only one baddie, a 5 year old charge off. I also have a car loan with Wells Dealer Services for 2 years, not sure if that played into approval or not. I had 3 inquiries on TU when I applied. The approval was instant. I applied online. If I remeber correctly when applying it asked for the vendor and expected purchase amount.

 

I think they are more genereous and lenient on these type of accounts where you get a small Visa line with a larger line for use with certain vendors. At the time of approval my highest line was $5k.

 

Keep in mind that this account will report as a revolving line. What are you buying? Lowes offers better financing deals if you can get what you need there.

 

 

 Oh...income at the time ws $95,000



src=http://i1350.photobucket.com/albums/p780/ilanj/imagejpg1_zps2004ecdb.jpg"
Frequent Contributor
bigman023
Posts: 254
Registered: ‎05-15-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

Looking to purchase an outdoor hot tub, so Lowes is not an option. Sounds like I may be good to go once my new account balances update.I plan to app online as well.

 

Thanks for the info!

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Frequent Contributor
bigman023
Posts: 254
Registered: ‎05-15-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

  Based on the info I got here and a few other factors, I decided to go ahead and apply for this card. I was approved with $6500 limit but only a 780 Visa limit.  They pulled TU and my TU FICO from myfico was 663.  

 

Again, thanks for the info.

 

 

 

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Super Contributor
Ron1
Posts: 5,476
Registered: ‎05-23-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

I didn't find any link to apply for the card.
How did you apply?

Ron.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}