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New Member
Posts: 9
Registered: ‎12-25-2012
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Wells Fargo Outdoor Solutions card in Austin, Texas?

I just moved from PA to Austin, TX and tried for awhile to find a list of stores that will take the Wells Fargo Outdoor Solutions card but I cant seem to find one out there. Anybody have any ideas top find a list?

Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

It's a Visa card so what's the problem ?

 

http://retailservices.wellsfargo.com/outdoor-solutions.html

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New Member
Posts: 9
Registered: ‎12-25-2012
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?


swpopham wrote:

It's a Visa card so what's the problem ?

 

http://retailservices.wellsfargo.com/outdoor-solutions.html


It has a Visa limit of $1,500 and an Outdoor Solutions limit of $19,500 that can only be used in some stores for outdoor things. Used it a Pool City before in PA.

 

Balance Summary

Credit Limit         $19,500.00

Outstanding Balance      $0.00

Available Credit                $19,500.00

Visa® Credit Limit (included in Credit Limit)           $1,500.00

Available Credit for Visa® (included in Available Credit)  $1,500.00

Last Statement Balance 12/17/13              $345.85

Frequent Contributor
Posts: 265
Registered: ‎05-15-2009
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

Has anyone been approved or declined for this card recently? If so, please share any info.

 

 

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Established Contributor
Posts: 791
Registered: ‎12-17-2012
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

I was approved for the Home Projects Visa from Wells a few months ago to finance a new air conditioner. I think it has the same underwriting as the outdoor solutions card.

 

They pulled TU and. I got an instant approval for $9200 limit with a TU score of 670 at that time.

 

it has a 1200 limit on the visa and the rest can be used at vendors that accept the payment. They offer special financing on home improvement purchases, got 9% for the term of the loan for the air conditioner with a fixed monthly payment. Its useless as a CC with a 27.99 interest rate. 

 

After er making my purchase. I realized I could have gotten a better deal from. Lowes at 5.99% for up to 84 months but it was 112 degrees in Cali and I needed a new air conditioner ASAP.

 



src=http://i1350.photobucket.com/albums/p780/ilanj/imagejpg1_zps2004ecdb.jpg"
Frequent Contributor
Posts: 265
Registered: ‎05-15-2009
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

[ Edited ]

Hi IWOL,

 

Do you happen to remember the characteristics of your file at the time you applied? Util? Baddies? Income? Apply online or in a store?  TU98 or TU04?

 

When my balances update I think my TU98 score will be in the same range as yours when you apped. I have a few old (Over 5 yrs old) baddies.  I have a wells fargo rewards card with 0% util, as well as a Wells Fargo Financial store card with Ashleys Furniture with a 5700 limit. This card  has about 45% util as I am in the middle of  a 4 yr 0% promo. My over all util will be less than 29% when I app. 

 

Any additional info you may have would be appreciated. I have 0 Inqs on my TU, so Im really want to avoid waisting a HP.

 

thanks

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Established Contributor
Posts: 791
Registered: ‎12-17-2012
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

[ Edited ]

My TU 98 score at the time was 670 from here.

 

I beleive my util was around 20 to 25%. Only one baddie, a 5 year old charge off. I also have a car loan with Wells Dealer Services for 2 years, not sure if that played into approval or not. I had 3 inquiries on TU when I applied. The approval was instant. I applied online. If I remeber correctly when applying it asked for the vendor and expected purchase amount.

 

I think they are more genereous and lenient on these type of accounts where you get a small Visa line with a larger line for use with certain vendors. At the time of approval my highest line was $5k.

 

Keep in mind that this account will report as a revolving line. What are you buying? Lowes offers better financing deals if you can get what you need there.

 

 

 Oh...income at the time ws $95,000



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Frequent Contributor
Posts: 265
Registered: ‎05-15-2009
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Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

Looking to purchase an outdoor hot tub, so Lowes is not an option. Sounds like I may be good to go once my new account balances update.I plan to app online as well.

 

Thanks for the info!

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Frequent Contributor
Posts: 265
Registered: ‎05-15-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

  Based on the info I got here and a few other factors, I decided to go ahead and apply for this card. I was approved with $6500 limit but only a 780 Visa limit.  They pulled TU and my TU FICO from myfico was 663.  

 

Again, thanks for the info.

 

 

 

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Super Contributor
Posts: 5,708
Registered: ‎05-23-2009
0

Re: Wells Fargo Outdoor Solutions card in Austin, Texas?

I didn't find any link to apply for the card.
How did you apply?

Ron.
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