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Yay! They let me switch to another card with better rewards without a hard pull on my credit. They also gave me the same terms--no annual fee and 0% introductory APR on purchases and BTs. The customer service rep was really nice. I plan on taking advantage of that 0% APR and transferring my balance from the Southwest Airlines Card. I am PIF at the end of May, so it should all be good.
Which Wells Fargo card did you transfer from and to and after how many months ? If you dont mind me asking.
It was not that long actually--only a month. I transferred from one rewards card to another.
@Anonymous wrote:Yay! They let me switch to another card with better rewards without a hard pull on my credit. They also gave me the same terms--no annual fee and 0% introductory APR on purchases and BTs. The customer service rep was really nice. I plan on taking advantage of that 0% APR and transferring my balance from the Southwest Airlines Card. I am PIF at the end of May, so it should all be good.
Congrats!!!
How is WF overall?? I have my auto loan through them, how are their CC products?
Hey Ls
I have been a Wells Fargo Credit Card holder for a little over a year and I have never had a problem out of them. I have even recieved an auto cli from them on the one year anniversay of my account.-----Always a soft pull. One thing to know is that they like to do small cli every four months. Like for you to not carry a balance for too long on the account. Are pretty decent with customer service. They are a little on the conservative side, but treat them right and they will trat you right.
Happy Crediting
@Anonymous wrote:Hey Ls
I have been a Wells Fargo Credit Card holder for a little over a year and I have never had a problem out of them. I have even recieved an auto cli from them on the one year anniversay of my account.-----Always a soft pull. One thing to know is that they like to do small cli every four months. Like for you to not carry a balance for too long on the account. Are pretty decent with customer service. They are a little on the conservative side, but treat them right and they will trat you right.
Happy Crediting
Oh, that's really great to know. I have not been with them long as far a CCs go, so I was not sure. I have a student loan with them, though.
I have somewhat mixed feeling about WF. When I first started my credit journey I apped one of their card (mainly because I have deposit accounts with them + preapproval). They denied my flat out because lack of credit. Since then they have been sending me preapproval letter from time to time. Never even bother with them again. Might move my deposit accounts to a credit union someday too.