05-04-2012 07:31 PM - edited 05-04-2012 07:35 PM
I'm a new Immigrant to the states...20 minutes ago I got a graduation letter in mail , and I'd like to share my info...
31/Dec / 2010 .... Applied for WF secured Card...500$ CL ***Employment status set by banker to "Student"
10/Jan/2011 ...... Recieved Denial Letter.
13/Jan/2011 .......Recieved Acceptance Letter..
01/Feb/2011........Visa account created after 2 days , 500$ deducted from checking
15/Feb/2011........Card Recieved in Mail , Activated instantly
18/Feb/2011........Recieved the 1st Statement
08/Feb/2011........Got a Job!!!
June / 2011 ..... Increased My CL to 2000$ ...by depositing more money to the sucured account..
August/2011.......Increased My CL to 3000$.....By depositing more
Nov/2011...I was pre-approved to Cap1 no hassle cash back .... open it with 2K CK
Feb/2012.......2nd Annual Fee Deducted
Mar/2012.......Increased CL to 10K......by depositing more Cash
04/May/2012 ....Got Graduation Letter....
*******I'll Update this post once I gen more info*************
05-04-2012 11:02 PM
Congrats! I got my graduation letter in the mail also, I called CS to accept the offer. Card should arrive within 10-14 days. Let me know how yours goes!
05-05-2012 07:32 AM
Just curious but for both of you did you use the card regularly? Make small purchases occasionally or anything special?
I've had mine for about 3.5 years....no joke...and nothing. I have a Netflix subscription that I put on it and pay off every month...and that's about it. Maybe they're bitter at me for switching my checking & savings to NFCU.
My plan I guess is to wait 1 more year (all the baddies on my report are falling off Dec/Jan) and if they don't unsecure by then I'm done with WF. I'm just really hesitant because it's my oldest open tradeline.
05-05-2012 07:40 AM
05-05-2012 07:47 AM
I didn't get an offer to respond....just graduation letters says that I'll get my new card in 45 Days..
BTW...no Hard Pull was done , I'll check from which bureau they soft pull...
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