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I'm a new Immigrant to the states...20 minutes ago I got a graduation letter in mail , and I'd like to share my info...
Unemployed
31/Dec / 2010 .... Applied for WF secured Card...500$ CL ***Employment status set by banker to "Student"
10/Jan/2011 ...... Recieved Denial Letter.
13/Jan/2011 .......Recieved Acceptance Letter..
01/Feb/2011........Visa account created after 2 days , 500$ deducted from checking
15/Feb/2011........Card Recieved in Mail , Activated instantly
18/Feb/2011........Recieved the 1st Statement
08/Feb/2011........Got a Job!!!
June / 2011 ..... Increased My CL to 2000$ ...by depositing more money to the sucured account..
August/2011.......Increased My CL to 3000$.....By depositing more
Nov/2011...I was pre-approved to Cap1 no hassle cash back .... open it with 2K CK
Feb/2012.......2nd Annual Fee Deducted
Mar/2012.......Increased CL to 10K......by depositing more Cash
04/May/2012 ....Got Graduation Letter....
*******I'll Update this post once I gen more info*************
Thanks
Congrats !!! I'm still waiting on mine...
Congrats! I got my graduation letter in the mail also, I called CS to accept the offer. Card should arrive within 10-14 days. Let me know how yours goes!
Just curious but for both of you did you use the card regularly? Make small purchases occasionally or anything special?
I've had mine for about 3.5 years....no joke...and nothing. I have a Netflix subscription that I put on it and pay off every month...and that's about it. Maybe they're bitter at me for switching my checking & savings to NFCU.
My plan I guess is to wait 1 more year (all the baddies on my report are falling off Dec/Jan) and if they don't unsecure by then I'm done with WF. I'm just really hesitant because it's my oldest open tradeline.
Yes....I'm using Regularly....Keeping Utilization ratio less than 10%.....only Last october statement the ballance was 0 during the billing cycle closeout..
@klorics3
I didn't get an offer to respond....just graduation letters says that I'll get my new card in 45 Days..
BTW...no Hard Pull was done , I'll check from which bureau they soft pull...
Strange thing is WF "teased" me with 2 small unsecured increases on the card but nothing after that. I was using the card pretty heavily back then, though.
In my situation WF never did AutoCLI on my account....I have to do it by my self..
Do you have checking through WF?