@Erusidhion wrote:
Pretty sure if you have a balance showing; you'll get the remaining collateral after they pay off the balance. I am not sure why you received two different answers. This is pretty much how it works for a lot of secured cards. Congratulations to everyone that made the cut this month!
I too made the cut and will be graduating on November 13th! In February of 2014, I initially put a $500 deposit into the card and I can't wait to get that back for the holidays. I think 2-3 months ago I read somewhere on here that they have a list that you can add your name to so that you get your secured card reviewed. So I called them up and asked to be added to the list and the customer service representative said the list does in fact exist.
And then I called in the middle of October to just cancel the card and get my deposit back. I have a lot of unsecured cards with high limits so it didn't make sense to keep it open anymore. The customer service representative asked me if I am sure because my card would be graduating on November 13th. So of course I kept it open. My scores are on the increase so I'm planning a big application spree at the end of this month if all my scores are 700+. I'm hoping they give me a CLI on graduation but I'm afraid that they won't and I'll have to take a HP at the end of the month.
Has anyone's card graduated on the 13th like the reps indicated?
I was supposed to have mine graduate on the 13th (yesterday) but nothing has happened. I figured I would wait until today to see if anything occured, but nope.. nothing! I've called the credit department a couple times for clarification on the process and was told by each rep that my upgrade date is the 13th. Not really wanting to call again because I've lost faith in those people.. thought I'd check here.
Anyone?
