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Wells Fargo Secured card

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polo1985
Valued Member

Wells Fargo Secured card

Im looking to get one? Does anyone have an idea of what score they looking for? Im rougly in the 595-620 range with all my scores. Also how does the requested line amount works?


Starting Score: 581
Current Score: EQ 618 TU 595
Goal Score: 660


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Message 1 of 6
5 REPLIES 5
polo1985
Valued Member

Re: Wells Fargo Secured card

also when it graduates does it offer any rewards and if so what type? im thinking bout applying in the next couple days and dont want to suffer a hard inquiry and being  denied


Starting Score: 581
Current Score: EQ 618 TU 595
Goal Score: 660


Take the FICO Fitness Challenge
Message 2 of 6
Fresh101
Regular Contributor

Re: Wells Fargo Secured card

Hello, friend I will recommend if you wait a little longer until someone answer my question about this card. I got one about 2 weeks ago and used it to have some kind of history and today I ran my report and notice they report different than everyone else like CapOne and etc.

Starting: 547 +Score EX, 541 MyFico EQ,562 MyFico TU (Dec 2nd)

Current: 736 FCR "EX" (Nov. 5th), 668 MyFico "EQ" (Nov. 5th), 748 MyFico "TU" (Nov. 5th)

CC: BB&T $2,500 CL 3/2013, BarclayCard $3,000 CL 4/2013, WellsFargo $300 CL 7/2012 & Cap1 $451 CL 5/2012

Goal Score: 800's Rank
Message 3 of 6
Wolf3
Senior Contributor

Re: Wells Fargo Secured card


@polo1985 wrote:

Im looking to get one? Does anyone have an idea of what score they looking for? Im rougly in the 595-620 range with all my scores. Also how does the requested line amount works?


 


I think they are picky about negatives, so this card seems to be better for new credit than rebuilders.

 

Seem to be very slow to graduate for rebuilders.  

 

 

 

 

.   

Message 4 of 6
Fresh101
Regular Contributor

Re: Wells Fargo Secured card

Check my problem with them.

Starting: 547 +Score EX, 541 MyFico EQ,562 MyFico TU (Dec 2nd)

Current: 736 FCR "EX" (Nov. 5th), 668 MyFico "EQ" (Nov. 5th), 748 MyFico "TU" (Nov. 5th)

CC: BB&T $2,500 CL 3/2013, BarclayCard $3,000 CL 4/2013, WellsFargo $300 CL 7/2012 & Cap1 $451 CL 5/2012

Goal Score: 800's Rank
Message 5 of 6
Wolf3
Senior Contributor

Re: Wells Fargo Secured card


@Fresh101 wrote:

Check my problem with them.


Is your problem that they show card as secured on report?    If so, not that important.

Message 6 of 6
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