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Wells Fargo Student Credit Card

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Anonymous
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Wells Fargo Student Credit Card

Hi, 

 

I am a student and I am thinking about applying for a student credit card at Wells Fargo. I do not have any credit and as of right now, I do not have a job. I have a credit score of 733 and the only thing on my credit report is my student loans. How can I get approved for a credit card?

 

p.s. I'd rather not get a secured card

Message 1 of 5
4 REPLIES 4
creditnocash
Valued Contributor

Re: Wells Fargo Student Credit Card


@Anonymous wrote:

Hi, 

 

I am a student and I am thinking about applying for a student credit card at Wells Fargo. I do not have any credit and as of right now, I do not have a job. I have a credit score of 733 and the only thing on my credit report is my student loans. How can I get approved for a credit card?

 

p.s. I'd rather not get a secured card


if you have no income who would you trust too give you credit? 

if you shop at walmart EVER i would suggest you start there. 

you get a free tu fico score every month 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

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Message 2 of 5
andre181
Established Contributor

Re: Wells Fargo Student Credit Card

I app'd for the Wells Fargo student card on my 18th birthday. No credit, no loans, nothing on my credit reports. 

 

I was approved for $1000 CL after sending in proof of enrollment in college.

 

That was 6 years ago, but it happened.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 3 of 5
ShiningDown
Frequent Contributor

Re: Wells Fargo Student Credit Card

Do you have someone that can add you as a authorized user for now? Its better than nothing and you will be building your credit. 

 

Message 4 of 5
jsucool76
Super Contributor

Re: Wells Fargo Student Credit Card

The wells fargo student card only requires 2 things. A banking relationship with WF and a minimum income of 3,000$.

Any scholarships or grants you receive can technically be counted as income, (loans can not, they require repayment).
Message 5 of 5
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