Re: Wells Fargo Visa Signature card

Anonymous · ‎01-24-2016

I would wait on trying for WF. I currentlly have the Platinum card and tried for a CLI last week and was denied. My EX score is 685. I received the denial letter in the mail Saturday and it said my utilization is high and I have more than 1 inquiry within the last 24 months. 1 inquiry in 24 months wth! My inquires ARE excessive since I bought a house last year and got 8 inquires during the approval process. My overall utilization is at 41% for EX and 51% for EQ & TU. We financed a floor and water system and both were for $6500 and are at 70% utilization. I don't have any collections on my report and I have a total of 4 late payments that are over 24 months old. Good luck if you decide to try. Keep us posted.

NRB525 · ‎01-24-2016

@Creditplz wrote:
Oh and U.S Bank 500

How long have you had this US Bank card?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Creditplz · ‎01-24-2016

It's in the mail still sooooo I got approved about 5 days ago?

Wells Fargo Visa Signature card

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Re: Wells Fargo Visa Signature card

Re: Wells Fargo Visa Signature card

Get your FICO Score for free