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I would wait on trying for WF. I currentlly have the Platinum card and tried for a CLI last week and was denied. My EX score is 685. I received the denial letter in the mail Saturday and it said my utilization is high and I have more than 1 inquiry within the last 24 months. 1 inquiry in 24 months wth! My inquires ARE excessive since I bought a house last year and got 8 inquires during the approval process. My overall utilization is at 41% for EX and 51% for EQ & TU. We financed a floor and water system and both were for $6500 and are at 70% utilization. I don't have any collections on my report and I have a total of 4 late payments that are over 24 months old. Good luck if you decide to try. Keep us posted.
@Creditplz wrote:
Oh and U.S Bank 500
How long have you had this US Bank card?