@Anonymous-own-fico wrote:
Wells Fargo may do a lot of mortgages (I'm not sure why, the rates aren't the best), but the credit cards are just terrible. Is WF even remotely affiliated with an airline? I have been with the bank for twenty years and can't apply the mere history to my credit reports.
+1
My first mortgage ended up with Wells Fargo, but it didn't start there; same for one of my brothers. I suspect many of their mortgages are like that... they originate with another lender and are later sold to WF for whatever reason.
I'll say that I never had any issues with them during that time, but I have no personal experience with their own origination process (or rates).
It seems to me their credit card offerings are basically there so they can 'check the box' that they offer credit cards. Again, unless I'm missing something significant.
Side-note: They do seem to have a good secured card for folks who are rebuilding; there have been folks on the forum that had a secured that eventually graduated, and out of loyalty, nostalgia, etc. they kept the card open even when they were able to get better cards elsewhere. The OP was asking about their Signature cards, though, so this likely doesn't apply.
