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Wells Fargo Visa Signature

Established Contributor

Wells Fargo Visa Signature

My DH has been receiving pre-approved offers for the Wells Fargo Visa Signature card.  The card offers 5x rewards points on gas, grocery and drugstore purchases for the first 6 months.  Also, 0% APR for 15-months on both purchases and BTs.  10.99% APR after the 0% promo period expires.

 

I talked him into applying and he received an instant approval with a starting CL of $22,500.  I didn't realize Wells Fargo was so generous!?  I suppose having our mortgage with them was helpful.

 

We will be making heavy use of this card to maximize the rewards points accrual.  Next month I will have DH make me an AU, and probably also our son.

 

 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 1 of 18
17 REPLIES
Super Contributor

Re: Wells Fargo Visa Signature


CribDuchess wrote:

My DH has been receiving pre-approved offers for the Wells Fargo Visa Signature card.  The card offers 5x rewards points on gas, grocery and drugstore purchases for the first 6 months.  Also, 0% APR for 15-months on both purchases and BTs.  10.99% APR after the 0% promo period expires.

 

I talked him into applying and he received an instant approval with a starting CL of $22,500.  I didn't realize Wells Fargo was so generous!?  I suppose having our mortgage with them was helpful.

 

We will be making heavy use of this card to maximize the rewards points accrual.  Next month I will have DH make me an AU, and probably also our son.

 

 


Nice limit for DH congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 18
Moderator Emerita

Re: Wells Fargo Visa Signature

Message 3 of 18
Super Contributor

Re: Wells Fargo Visa Signature


CribDuchess wrote:

My DH has been receiving pre-approved offers for the Wells Fargo Visa Signature card.  The card offers 5x rewards points on gas, grocery and drugstore purchases for the first 6 months.  Also, 0% APR for 15-months on both purchases and BTs.  10.99% APR after the 0% promo period expires.

 

I talked him into applying and he received an instant approval with a starting CL of $22,500.  I didn't realize Wells Fargo was so generous!?  I suppose having our mortgage with them was helpful.

 

We will be making heavy use of this card to maximize the rewards points accrual.  Next month I will have DH make me an AU, and probably also our son.

 

 


Ni limit!   This is also a good manufactured spend card (because of 5% on drug stores and supermarkets) with an OK time frame, so depending on your appetite and availability of CVS and/or Walmart, you can get a lot back.  Is this the points one?  That apparently has 120K cap (=$1,200 back  for six months, which isn't bad), the cash version is unlimited.

Message 4 of 18
Super Contributor

Re: Wells Fargo Visa Signature

Very nice limits!

I'm planning to ask for CLI from Wells Fargo next month. I'm tempted to Sk for more after seeing this post. Smiley Happy
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 5 of 18
Valued Contributor

Re: Wells Fargo Visa Signature

Awesome limit! Congrats to DH!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 18
Established Contributor

Re: Wells Fargo Visa Signature


myjourney wrote:

CribDuchess wrote:

My DH has been receiving pre-approved offers for the Wells Fargo Visa Signature card.  The card offers 5x rewards points on gas, grocery and drugstore purchases for the first 6 months.  Also, 0% APR for 15-months on both purchases and BTs.  10.99% APR after the 0% promo period expires.

 

I talked him into applying and he received an instant approval with a starting CL of $22,500.  I didn't realize Wells Fargo was so generous!?  I suppose having our mortgage with them was helpful.

 

We will be making heavy use of this card to maximize the rewards points accrual.  Next month I will have DH make me an AU, and probably also our son.

 

 


Nice limit for DH congarts 


Thank you, mj! 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 7 of 18
Established Contributor

Re: Wells Fargo Visa Signature


09Lexie wrote:
That's a really nice CL!

Thanks Lexie!  As usual, I was far more excited to see his approval and limit than he was!  haha 

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 8 of 18
Super Contributor

Re: Wells Fargo Visa Signature


CribDuchess wrote:

myjourney wrote:

CribDuchess wrote:

My DH has been receiving pre-approved offers for the Wells Fargo Visa Signature card.  The card offers 5x rewards points on gas, grocery and drugstore purchases for the first 6 months.  Also, 0% APR for 15-months on both purchases and BTs.  10.99% APR after the 0% promo period expires.

 

I talked him into applying and he received an instant approval with a starting CL of $22,500.  I didn't realize Wells Fargo was so generous!?  I suppose having our mortgage with them was helpful.

 

We will be making heavy use of this card to maximize the rewards points accrual.  Next month I will have DH make me an AU, and probably also our son.

 

 


Nice limit for DH congarts 


Thank you, mj! 


The garden is waiting with your choice of beverages Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 18
Senior Contributor

Re: Wells Fargo Visa Signature

Great that you will all benefit from the CL, Congrats!!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
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Gardening Since 10/25/2017
Message 10 of 18