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Frequent Contributor
Posts: 285
Registered: ‎06-25-2010

Wells Fargo - Which Bureau

I was looking at WF's  Home Rebate card, and was curious if anyone new which CRA they HP when apping.


My TU report has the blunt of my INQs, and I'd hate to have another on that report.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL          |      $27,600         |      $15,000      |      $7,000      |     $2,800     |      $11,000    |      $13,530      |      $5,200
Regular Contributor
Posts: 154
Registered: ‎05-07-2011

Re: Wells Fargo - Which Bureau

I'ive applied for a student loan and a credit card with WF, they've always pulled TU for me. 

Established Contributor
Posts: 601
Registered: ‎12-27-2012

Re: Wells Fargo - Which Bureau

EX and EQ for me. This was last year when I apped in a branch on the east coast (NC)

Valued Contributor
Posts: 1,608
Registered: ‎08-30-2011

Re: Wells Fargo - Which Bureau

irrational wrote:

I was looking at WF's  Home Rebate card, and was curious if anyone new which CRA they HP when apping.


My TU report has the blunt of my INQs, and I'd hate to have another on that report.

I have that WF card, and they pulled EQ for me in Colorado.


That said, it appears that WF can been all over the place depending on geography.  In checking the credit pulls database of the site of which we may not speak it appears fairly evenly split across all 3 CB as to what is pulled, with perhaps a slight edge to TU. 

EX = 849 EQ = 850 TU = 850 as of 07/2017
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