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Frequent Contributor
Posts: 285
Registered: ‎06-25-2010
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Wells Fargo - Which Bureau

I was looking at WF's  Home Rebate card, and was curious if anyone new which CRA they HP when apping.

 

My TU report has the blunt of my INQs, and I'd hate to have another on that report.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL          |      $27,600         |      $15,000      |      $7,000      |     $2,800     |      $11,000    |      $13,530      |      $5,200
Regular Contributor
Posts: 147
Registered: ‎05-07-2011
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Re: Wells Fargo - Which Bureau

I'ive applied for a student loan and a credit card with WF, they've always pulled TU for me. 

Established Contributor
Posts: 577
Registered: ‎12-27-2012
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Re: Wells Fargo - Which Bureau

EX and EQ for me. This was last year when I apped in a branch on the east coast (NC)

Valued Contributor
Posts: 1,388
Registered: ‎08-30-2011
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Re: Wells Fargo - Which Bureau


irrational wrote:

I was looking at WF's  Home Rebate card, and was curious if anyone new which CRA they HP when apping.

 

My TU report has the blunt of my INQs, and I'd hate to have another on that report.


I have that WF card, and they pulled EQ for me in Colorado.

 

That said, it appears that WF can been all over the place depending on geography.  In checking the credit pulls database of the site of which we may not speak it appears fairly evenly split across all 3 CB as to what is pulled, with perhaps a slight edge to TU. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015

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