@creditguy wrote:The best thing about the propel card is its looks. The rewards are ok, nothing to write home about by any means. Take their regular rewards cash back cards, they have a pretty solid rewards structure, but it's only good for the first six months, then it's 1% on everything after that. Make those initial rewards permanent and you have yourself a competitive card, but nope, not conservative tight wad Wells Fargo.
+1
And to make it even less desirable, you have to redeem the 'points' in 2500 increments, to get a $25 reward. Since the points do eventually expire, the clock is always ticking, literally.
I use Wells for my secondary checking account (for local cash deposits/withdrawals) and I'm generally pleased with them. If they would come out with a competitive credit card I would probably take them up on it. Whenever I have to call about something (which isn't very often) they usually try to sell me a Visa account, but unless they can do better than their current offerings I have to keep saying say no. 
@UncleB wrote:
@creditguy wrote:The best thing about the propel card is its looks. The rewards are ok, nothing to write home about by any means. Take their regular rewards cash back cards, they have a pretty solid rewards structure, but it's only good for the first six months, then it's 1% on everything after that. Make those initial rewards permanent and you have yourself a competitive card, but nope, not conservative tight wad Wells Fargo.
+1
And to make it even less desirable, you have to redeem the 'points' in 2500 increments, to get a $25 reward. Since the points do eventually expire, the clock is always ticking, literally.
I use Wells for my secondary checking account (for local cash deposits/withdrawals) and I'm generally pleased with them. If they would come out with a competitive credit card I would probably take them up on it. Whenever I have to call about something (which isn't very often) they usually try to sell me a Visa account, but unless they can do better than their current offerings I have to keep saying say no.
Agreed, I too have a Wells Fargo checking as a secondary account, I have had it 16 years and I've never once considered applying for any of their cards, initially it was because I figured they'd never approve me with their conservative UW, then later on it was because their cards just sucked. Thankfully I've never had to call them and get a sales pitch, but I get an email at least twice a month for cards, no thanks. But like you said if they had better or more competitive offerings I'd give it some consideration. With the exception of their secured card, you don't really see too many Wells Fargo threads around here, hmmm coincidence? :
