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So long story short, we needed a new furnace, my husband applied to the Home Improvements line of credit and was denied on the spot. WF has started calling the number we provided on the application. He does no other business with them. Could it be that they are thinking about doing a recon? Or is this just about them being obnoxious and him being added to a bad call list.
Home depotvis backed bi citi so not sure about wells calling you!
@Creditaddict wrote:Home depotvis backed bi citi so not sure about wells calling you!
I believe you misinterpreted the OP. It wasn't an app for Home Depot, it was through WF.
It was an application for this product http://retailservices.wellsfargo.com/homeprojects.html
My question is: is WF retail services going to do a recon on their own? He has really good income and just doesnt have a lot of credit so he doesnt have a great score if anyone - not a machine - looks at his app he might be approved. Just wondering if he should answer and talk to them or be all "STOP CALLING ME"
It could be they need more information after a real person checked your app. The computer didn't like something and turned you down. call!
Now I get to tell my husband he needs to call. Hoping its good news. Even if we get just enough for the furnace and we can do the a/c later it would be ideal.
@AtmyOffice wrote:Now I get to tell my husband he needs to call. Hoping its good news. Even if we get just enough for the furnace and we can do the a/c later it would be ideal.
Sounds like WF needed more info .........Good luck
Sounds like computer kicked it to manual review. Hope it goes through, and you get your new system!
@AtmyOffice wrote:So long story short, we needed a new furnace, my husband applied to the Home Improvements line of credit and was denied on the spot. WF has started calling the number we provided on the application. He does no other business with them. Could it be that they are thinking about doing a recon? Or is this just about them being obnoxious and him being added to a bad call list.
This credit card appears to be a business card rather than a personal card. Or at least that is what came up when I clicked the link you provided below in a response.
If it is a business card, that could be the reason for the denial if your husband doesn't have a business.