Reply
Established Member
Posts: 16
Registered: ‎03-10-2010
0

Wells Fargo graduating my secured card.

[ Edited ]

So I logged on my account today, and saw that my secured account was closed. Of course I called them and the representative said they're graduating my card, yay! I only put in $300 and never increased the limit but she said they're going to give me a $1000 cli. I opened it last year in September and always paid in full. I'm 21 and it was my first and only cc so it feels nice to get an unsecured card. Anyway that's my little update since they haven't been graduating cards lately.

EQ: 719 - 9.28.10
TU: 732 - 6.16.10
New Contributor
Posts: 57
Registered: ‎05-23-2010
0

Re: Wells Fargo graduating my secured card.

Congratulations, what a great surprise!

Starting Score: 03/30/10 EQ: 516 EX: 524 TU: 530
Current Score: 01/16/11 EQ: 664 TU: ? (FICOs) EQ: 660 EX: 633 TU: 645
Goal Score: 700


Take the FICO Fitness Challenge
Epic Contributor
Posts: 24,679
Registered: ‎10-23-2007
0

Re: Wells Fargo graduating my secured card.

okay that is against all the other posts that say Wells Fargo was not going to graduate accounts.... This is fantastic news, thanks and congrats

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 719
Registered: ‎06-23-2010
0

Re: Wells Fargo graduating my secured card.


lostdiadam wrote:

So I logged on my account today, and saw that my secured account was closed. Of course I called them and the representative said they're graduating my card, yay! I only put in $300 and never increased the limit but she said they're going to give me a $1000 cli. I opened it last year in September and always paid in full. I'm 21 and it was my first and only cc so it feels nice to get an unsecured card. Anyway that's my little update since they haven't been graduating cards lately.


That is fantastic news.  Had you called in to request that they graduate your card or was it something that you just logged in and saw?  Maybe they have started the process now since all of the updated laws are out.  That is really good information to hear from them.  Thank you for sharing!  And keep doing what you are doing and you will be on your way to a great financial/credit history.


Starting Score: Eq: 662 Tu: 532 (03/02/2011) CH7BK 01/12/2009 Discharge
Current Score: Eq: 692 (04/03/2013) Tu: 717 (04/03/2013)
Goal Score: Eq: 720 Tu: 740

Wallet: Chartway Visa 10k | AMEX Costco TE (AU) 25k | Cap One MC 750 | Cap One Visa 750
Valued Member
Posts: 38
Registered: ‎06-04-2008
0

Re: Wells Fargo graduating my secured card.

Congratulations!!! This is really great news. I'm hoping my Card will graduate next month too

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Valued Member
Posts: 34
Registered: ‎03-21-2010
0

Re: Wells Fargo graduating my secured card.

Awesome! I can't tell you how happy I am to hear that they are graduating cards again. Thanks for posting this.

 

Congratulations on the new unsecured card with a nice limit!


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge
Established Contributor
Posts: 778
Registered: ‎03-07-2007
0

Re: Wells Fargo graduating my secured card.

 


lostdiadam wrote:

So I logged on my account today, and saw that my secured account was closed. Of course I called them and the representative said they're graduating my card, yay! I only put in $300 and never increased the limit but she said they're going to give me a $1000 cli. I opened it last year in September and always paid in full. I'm 21 and it was my first and only cc so it feels nice to get an unsecured card. Anyway that's my little update since they haven't been graduating cards lately.


Supa congrats.. TY for the great post. they've seem to loosen their belt a few loops

 

Established Member
Posts: 16
Registered: ‎03-10-2010
0

Re: Wells Fargo graduating my secured card.

Thanks a lot everyone. Hoping they loosen up for everyone else too. (:

 

EQ: 719 - 9.28.10
TU: 732 - 6.16.10
Valued Member
Posts: 38
Registered: ‎06-04-2008
0

Re: Wells Fargo graduating my secured card.

Has anybody else been able to graduate their WF cards? I called recently and lady who picked up said they are not graduating and she does not know when they will start graduating again :smileysad:

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Established Contributor
Posts: 719
Registered: ‎06-23-2010
0

Re: Wells Fargo graduating my secured card.


mdpanj wrote:

Has anybody else been able to graduate their WF cards? I called recently and lady who picked up said they are not graduating and she does not know when they will start graduating again :smileysad:


I didn't get mine graduated because I ended closing mine because I switched to a credit union and got a card with them.  But when I called and talked to the people at WF, they told me that they were not graduating cards until Fall 2010 once all credit card laws/statues come out.  She told me that they could take my name and information down, and once they start graduating cards, then I will be on the "list" to have my account re3viewed and then they will let me know if I could graduate my card.  I declined and asked her to close my secured card.


Starting Score: Eq: 662 Tu: 532 (03/02/2011) CH7BK 01/12/2009 Discharge
Current Score: Eq: 692 (04/03/2013) Tu: 717 (04/03/2013)
Goal Score: Eq: 720 Tu: 740

Wallet: Chartway Visa 10k | AMEX Costco TE (AU) 25k | Cap One MC 750 | Cap One Visa 750
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.