Starting Score: myFico Scores Equifax 544 Transunion 585
My new account appeared about a week ago and my new card arrived yesterday. I now just have to wait for them to return my deposit. I was a little dissapointed that my limit wasn't increased. I was told a couple of weeks ago that if I ask for an increase that they will only do a soft pull on me. we shall see...
aplast wrote:here is a little update for everyone:
My two accounts are still listed on the online banking page, but my old account number has a balance and limit of 0. The new card number has my current balance and available credit listed. Maybe this means I am one step closer to getting my deposit back!! anything new from anyone else?
This is exactly what happened to me two years ago except that I had recieved no prior notification my card would be unsecured. They seem to have introduced a more sequential process. The reason is to provide a period of time where charges (such as other bill autopays) would still be processed properly and the amounts automaticall transferred to the new account. The new card has a different card number. CRA history will be retained but the note it is secured removed.
I have reestablished credit over the last couple years
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