Wells Fargo now offering Visa Signature cards

[enharu]

Ah I see. Thanks a lot for the list. I'll definitely consider getting at least 1 of those cards when I'm applying in the future.

[GaTech]

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@enharu wrote:

Before this change, only Wells Fargo Adivsors credit cards came in visa signature variations (https://www.wellsfargoadvisors.com/financial-services/lending/credit-cards.htm).

But it seems that Wells Fargo has now updated their cards to include Visa Signature into their normal cards as well. Link here: https://www.wellsfargo.com/jump/credit_card/visa-signature

Basically the somewhat disappointing rewards structure remain the same, but it now comes with some additional perks.

I tried calling in to ask for an upgrade, and they told me its still by invitation only, and that they're currently reviewing accounts eligible for upgrades 

If anyone has any luck getting their cards upgraded please do let me know as well.

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OMG. I would LOVE to have their 2% Wells Fargo Advisors Platinum Cash Back card.

I currently have their College Student Credit card with 1% cash back ($1,500 CL) for about 2 years (no missed payments) . I've been a customer with Wells Fargo for 4 years. Would I be eligible for their 2% cash back card?

Overall my credit file includes AMEX BCE ($6000 CL).

[enharu]

the 2% card is still restricted to Wells Fargo Adivsors. You basically need an investment account with them.

[Open123]

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@enharu wrote:

the 2% card is still restricted to Wells Fargo Adivsors. You basically need an investment account with them.

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Well, that's a deal breaker for me, right there.  Anyway, for flat 2%, Fid Amex is easier, though I'd imagine Wells is a Visa which is more widely accepted.

[CredittotheMax]

I personally think WF isn't that hard to get. They're basically giving out there card to everyone where I live.

[CreditScholar]

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@Open123 wrote:

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@enharu wrote:

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@Open123 wrote:

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enharu wrote:Basically the somewhat disappointing rewards structure remain the same, but it now comes with some additional perks. 

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No reason to use a flat 1% card these days; and, the perks are all standard.  

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What cards do you recommend besides Fidelity Amex for flat >1% rewards?
My Wells Fargo hasn't really been used much nowadays since I'm trying to put most of my charges through Chase.

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The cards I think are the best for non bonus spending are:

1.  SPG - This is my favorite non bonus spending card for domestic use.

2.  JCB Murakai is 3% cashback, but is only available in select markets.

3.  UA Club at 1.5% is actually amazingly good, if you use the perks and can justify the fee.

4.  Flexperks at 1.5% with associated Plat checking; 1.25% if gold checking.

5.  Amex Business Blue - 1.3% on all spending.

These are the ones which come to mind.  Any others I may have missed?

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Others may disagree, but even after the recent devaluation I still think there is decent value in the Hilton Reserve card from Citi. I can still regularly find cash & points at international properties which yield ~0.7-0.8 cpp, which equates to 2.1-2.4%. There are others that are better than this, but anything above 2% is decent IMO. The extra free night after 10k spend really pushes up the value too, assuming you don't spend too much more than that.

I'll also second your comment about the UA Club being an excellent card, returning a value of ~3% (assuming a value of 2 cpm x 1.5)

[GaTech]

That's a bummer for me

[enharu]

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@Open123 wrote:

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@enharu wrote:

the 2% card is still restricted to Wells Fargo Adivsors. You basically need an investment account with them.

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Well, that's a deal breaker for me, right there.  Anyway, for flat 2%, Fid Amex is easier, though I'd imagine Wells is a Visa which is more widely accepted.

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Yea the way that card is set up, the requirements to get it is pretty ambiguous as well. It's by invitation only, so even with a Wells Fargo Adivsors account, it may be hard to get that card. Too many hoops to jump through for what it's worth in my opinion. It's a nice addition for people who happen to already have an investment account with Wells Fargo though.

[Open123]

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@CredittotheMax wrote:

I personally think WF isn't that hard to get. They're basically giving out there card to everyone where I live.

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It would be astonishing if they were to find any takers.

*tongue-in-cheek* obviously, in case this encroaches on the sensitivies of those partial to Wells.

[Open123]

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@CreditScholar wrote:

Others may disagree, but even after the recent devaluation I still think there is decent value in the Hilton Reserve card from Citi. I can still regularly find cash & points at international properties which yield ~0.7-0.8 cpp, which equates to 2.1-2.4%. There are others that are better than this, but anything above 2% is decent IMO. The extra free night after 10k spend really pushes up the value too, assuming you don't spend too much more than that.

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I know very little about Hilton redemptions.  Would you say the Citi Hilton is better than the Amex one?