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That's why we are here to learn .BTW ,WF sucks
My dear .THanks for you being here
THe WF college card is No auual fee .and it was my oldest account .The reason i want canceled is i don't understand why my oldest card give me lowest limit (I guesss it was a college card ) In that pinot ,i forgot the PC,I just simple closed it .RIght now I feel regreat ,but it's too late ,Make scene ?
I from Malaysia BTW
In Malaysia .We can apply 1000000 credit card in the same year .because Credit IQ won't hurt you Score ,we don't have score.AS long As you have good payment history ,bank will only review good payment history when you apply a credit card in Malasysia
Chase Freedown 5000
BOA 3500
Disvoer it 3500
Chasee Southwest 2300
AMEX 2000
CITI 1000
Those card i have now
Blow the card i had closed and with reason
:
WElls fargo $1400 My oldest one ,but lowest limit and very little reward
US College card $1000 No reward at all and hight APR
CAP One $750 over a year never Increams
Macy's $2000 Not shopping Macy's often
BANANA Rep $300 not shopping there often
Gap $300 not shopping there often
Amazone store :1700 No reward with hight APR
@Tanyasf wrote:Chase Freedown 5000
BOA 3500
Disvoer it 3500
Chasee Southwest 2300
AMEX 2000
CITI 1000
Those card i have now
you have some good cards, I would forget about WF
Thanks for you word
@Tanyasf wrote:Chase Freedown 5000
BOA 3500
Disvoer it 3500
Chasee Southwest 2300
AMEX 2000
CITI 1000
Those card i have now
Those are decent cards. Forget about WF, just let those bad boys age a bit, and let a lot of those INQ fall off and you should be in good shape (assuming you don't have that many baddies).
+1 to john398
Forget about WF for now, there's absolutely no need in it with your cards.
You have rather nice limits with Chase.
I would rather concentrate on using what you have properly.
Research "Amex 3x CLI" - with your limit I think you haven't asked for this CLI yet (there's a good guide in sticky topics here).
I don't really see anything else to complement your rather good portfolio at this time. You're doing well and I see no reason to bug yourself with WF.
For future just keep in mind that if the card does not have an AF and you just _don't like it_ for whatever reason, it's better to stop using it and keep, than close right away.