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Established Member
Posts: 105
Registered: ‎02-25-2013
0

Re: Wells Fargo tried to cheat on me

That's why we are here to learn .BTW  ,WF sucks 

I'm not an American and i will never be
Established Member
Posts: 105
Registered: ‎02-25-2013
0

Re: Wells Fargo tried to cheat on me

My dear .THanks for you being here 

 

THe WF college card is No auual fee .and it was my oldest account .The reason i want canceled is i don't understand  why my oldest card give me lowest limit (I guesss it was a college card )  In that pinot ,i forgot the PC,I just simple closed it .RIght now I feel regreat ,but it's too late ,Make scene ?

  I from Malaysia BTW 

  In Malaysia .We can apply 1000000  credit card in the same year .because Credit IQ won't hurt you Score ,we don't have score.AS long As you have good payment history ,bank will  only review good payment history when you apply a credit card   in Malasysia 

 

I'm not an American and i will never be
Established Member
Posts: 105
Registered: ‎02-25-2013
0

Re: Wells Fargo tried to cheat on me

Chase Freedown 5000

BOA    3500

Disvoer it  3500

Chasee Southwest   2300

AMEX    2000

CITI 1000  

 

 

 

Those card i have now 

I'm not an American and i will never be
Established Member
Posts: 105
Registered: ‎02-25-2013
0

Re: Wells Fargo tried to cheat on me

Blow the card i had closed  and with reason

:

WElls fargo  $1400    My oldest one ,but lowest limit and very little reward 

US College  card $1000   No reward at all and hight APR

CAP One    $750  over a year never Increams 

Macy's   $2000     Not shopping Macy's often 

BANANA  Rep   $300  not shopping there often 

Gap    $300   not shopping there often 

Amazone store :1700   No reward with hight APR

I'm not an American and i will never be
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Wells Fargo tried to cheat on me


Tanyasf wrote:

Chase Freedown 5000

BOA    3500

Disvoer it  3500

Chasee Southwest   2300

AMEX    2000

CITI 1000  

 

 

 

Those card i have now 


you have some good cards, I would forget about WF

Established Member
Posts: 105
Registered: ‎02-25-2013
0

Re: Wells Fargo tried to cheat on me

Thanks for you word 

I'm not an American and i will never be
Established Contributor
Posts: 516
Registered: ‎10-25-2012
0

Re: Wells Fargo tried to cheat on me


Tanyasf wrote:

Chase Freedown 5000

BOA    3500

Disvoer it  3500

Chasee Southwest   2300

AMEX    2000

CITI 1000  

 

 

 

Those card i have now 


Those are decent cards. Forget about WF, just let those bad boys age a bit, and let a lot of those INQ fall off and you should be in good shape (assuming you don't have that many baddies).

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950 |

Frequent Contributor
Posts: 272
Registered: ‎12-28-2011
0

Re: Wells Fargo tried to cheat on me

+1 to john398

Forget about WF for now, there's absolutely no need in it with your cards.

You have rather nice limits with Chase.

 

I would rather concentrate on using what you have properly.

Research "Amex 3x CLI" - with your limit I think you haven't asked for this CLI yet (there's a good guide in sticky topics here).

 

I don't really see anything else to complement your rather good portfolio at this time. You're doing well and I see no reason to bug yourself with WF.

For future just keep in mind that if the card does not have an AF and you just _don't like it_ for whatever reason, it's better to stop using it and keep, than close right away.

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colon:smileywink: Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
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