No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@tjdutch wrote:I've looked at all three reports, and the status of the collection is paid, paid after charge-off. Another company purchased the vehicle, and I had to pay the remaining balance owed on the account. At any rate, i have a banking relationship with wells fargo and bank of america, perhaps I will give the BOFA secured card a shot first.
This sounds like a good strategy to me.
in Texas they have always pulled my experian ( vantage score)
In Utah they have pulled my credit a number of times for credit. It has always been EX or EQ. Never TU which is my highest. I just looked up an old CR and it looks like they pulled EX for the secured card 6 months later when I asked to make it unsecured it was EX as well.