Established Contributor
Posts: 706
Registered: ‎08-14-2008

Western Fed CU VISA

Heard an ad on the radio this morning for this CU that has offices in the Bay Area.  They are promoting a VISA card with a 5.99% interest rate.  I checked their website and found two versions of this card.  One with a variable rate (currently 5.99%) and a fixed rate at 8.99%.  Couldn't find much info on them online and was wondering if anyone on the forum has heard of them or currently does business with them.  Their deposit rates are pretty standard compared to other CUs so I'm not really tempted open an account...but was just curious :smileywink:

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k
Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011

Re: Western Fed CU VISA

Looks like an interesting CU. You can join w/a $15 donation:


Non-Profit Affiliate – Friends of Hobbs State Park Conservation With your membership in Friends of Hobbs (and a one-time $15 membership fee to this non-profit organization dedicated to preserving and protecting Arkansas' Hobbs State Park) you can open a Western account.


They have low interest on their Visa, but I don't see any rewards. They also have really low auto loan rates.


Seems like it's worth looking in to.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012

Re: Western Fed CU VISA

Pretty big CU in California. Don't know what their lending standards are like. But those Visa cards look like good candidates for purchases you are planning on running balances. Low interest variable visa has 3% bt. Higher interest fixed is basically fee free. No rewards on any cards.
Posts: 27,203
Registered: ‎09-13-2012

Re: Western Fed CU VISA

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