Reply
Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011

Re: What AMEX Card to Apply For?


DI wrote:

If I report my AMEX card lost/stolen, will it prompt AMEX to create and report a new account and tradeline to the CRAs?  That may be a way to get my 1997 date reported without applying for a 2nd card.  Just a thought.


hmmmm, thats a good damn question dude!!!! I wonder if that just might work?????

 

I'm sure someone will chime in with some good advice on this.

 

Man, I sure hope someone with first hand experience on this issue will chime in and tell you YES this will work!


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: What AMEX Card to Apply For?


Mustanglvr2006 wrote:

DI wrote:

If I report my AMEX card lost/stolen, will it prompt AMEX to create and report a new account and tradeline to the CRAs?  That may be a way to get my 1997 date reported without applying for a 2nd card.  Just a thought.


hmmmm, thats a good damn question dude!!!! I wonder if that just might work?????

 

I'm sure someone will chime in with some good advice on this.

 

Man, I sure hope someone with first hand experience on this issue will chime in and tell you YES this will work!


Thanks bro!   I just found this answer on AMEX website.  But now I wonder if the date will change too.

 

Will my Card account number change if I requested a replacement Card?

If you requested a lost, stolen or non-received replacement Card, your Card account number will be changed immediately for your protection.

If you are using the Card for any recurring billing like cellphone charges, please contact the merchant to make alternative payment arrangements until your new Card arrives.

We will not issue a new Card account number for damaged replacement Card requests.


 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: What AMEX Card to Apply For?

I don't  think reporting the card lost will work.   Since the card number and number reported to the CRAs are different, they won't need to update anything with the CRAs.    :smileymad:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+