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What Apr do you get with 800+ scores?

Senior Contributor

What Apr do you get with 800+ scores?

Not the intro rates but the normal rates. Smiley Happy Thanks.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
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Frequent Contributor

Re: What Apr do you get with 800+ scores?

I don't think you will see anything really low because the APR depends on the companies review of your credit worthiness.  My supervisor has all three of his scores above 800 and I have a lower APR than he does on his USAA and Chase CC.  My scores are in my sig and I have 2 CC @ 7% Var, 1 @ 8.99% Fixed and 4 @ 9.99 Fixed.

Current Score: EX 772 EQ 777 TU 783 15 Jan 17
Goal Score: 815 across the board by Jan 18


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Message 2 of 5
Frequent Contributor

Re: What Apr do you get with 800+ scores?

Excellent points: normally one would think since you aquired an 800 FICO that your credit worthiness should be pretty well established. But I know that this is not the case I would like for anyone to explain in finite detail how to determine ones credit worthiness. If you can and don"t mind sharing this with me please feel free to do so. Thanks Credit 08
Message 3 of 5
Moderator Emeritus

Re: What Apr do you get with 800+ scores?



ilovepizza wrote:
Not the intro rates but the normal rates. Smiley Happy Thanks.

I have a PRIME+0.49% APR, currently 5.49%, on my Chase Freedom Visa. 
EQ 814 / TU 815 / EX 842
Message 4 of 5
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Senior Contributor

Re: What Apr do you get with 800+ scores?

Yea.. I need to call CCC to request lower rates. Thank you.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 5 of 5