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What CCC keeps DENYING you?

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amdm2013
Frequent Contributor
‎09-07-2014 11:38 PM
‎09-07-2014 11:38 PM

Re: What CCC keeps DENYING you?

AmEx & Citi
CSP: $20k / BarclayCard WMC: $20k / US Bank Sig: $12k / Diners Club: $10k / Macy's: $10k / CapOne QS: $8k / Sportsman's Visa: $7.5k / Overstock: $7.4k / Citi DP: $3.6k / US Bank LOC: $2.5k / Cabela's: $2k / Bank of Hawaii AmEx: $1.6k / Chase Marriott: $1.5k / Amazon Visa: $500
Message 11 of 132
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CreditChampion
Frequent Contributor
‎09-07-2014 11:43 PM
‎09-07-2014 11:43 PM

Re: What CCC keeps DENYING you?

No one I pretty much have a card from every major bank except US Bank, but I am sure they would approve me if I apply. Smiley Happy

 

 

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 12 of 132
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cluelessoregonguy
Contributor
‎09-08-2014 12:16 AM
‎09-08-2014 12:16 AM

Re: What CCC keeps DENYING you?

I'm not getting denied necessarily but I get nothing at all through mail or via pre qualify links. Cap1 can't even server me up an offer. Wife with student loan issues got a terrible offer in the mail from creditone today and I was actually jealous. I got to play with the cardboard fake CC.

Message 13 of 132
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SunriseEarth
Moderator Emeritus
‎09-08-2014 12:53 AM
‎09-08-2014 12:53 AM

Re: What CCC keeps DENYING you?

My last denial was Discover.   They were IIB and burned for about $12K, so I'm guessing they're still not over it yet.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 14 of 132
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Boragard
Established Contributor
‎09-08-2014 02:37 AM
‎09-08-2014 02:37 AM

Re: What CCC keeps DENYING you?

Citi denied me for 11 years, Chase denied me for 4 years, and Amex denied me for 3 years  Discover has always denied me.  Finally, I got my credit in order (somewhat) and was able to get them all within the past year.  I still have a charge off actively reporting

Message 15 of 132
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1GaDawg85
Valued Contributor
‎09-08-2014 03:56 AM
‎09-08-2014 03:56 AM

Re: What CCC keeps DENYING you?

Discover, AmEx, Citi, Chase, USAA, PenFed, NASA FCU, and BoA so far


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 16 of 132
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Anonymous
Not applicable
‎09-08-2014 04:09 AM
‎09-08-2014 04:09 AM

Re: What CCC keeps DENYING you?

Barclays
Message 17 of 132
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elim
Senior Contributor
‎09-08-2014 04:38 AM
‎09-08-2014 04:38 AM

Re: What CCC keeps DENYING you?

Discover x 2... Tax Lien

Message 18 of 132
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wacdenney
Valued Contributor
‎09-08-2014 05:05 AM
‎09-08-2014 05:05 AM

Re: What CCC keeps DENYING you?

US Bank, FNBO, Discover, NASA

Message 19 of 132
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chalupaman
Super Contributor
‎09-08-2014 05:34 AM
‎09-08-2014 05:34 AM

Re: What CCC keeps DENYING you?

Citi and Barclays in a nutshell now though I have a card with the former.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 132
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