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Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

2 Cap 1 cards. She said EX is her highest score which has only that one baddies and no inqs. The other 2 are worse.


Sorry for all the ?'s, but how long has the 2 cap1 cards been open??

 




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: What CCC pulls Experian ONLY

idk if this is true....

AMEX pulled TU for me last night

 

 BOA only pulled EXP for me like a year ago.. but I hate boa haha

Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

2 yrs for 1 and 1.6 yrs for the other one

Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

2 yrs for 1 and 1.6 yrs for the other one


Tell her try for one of AMEX's charge cards. I think she'd be fine getting one. Have her look at their charge products and see what would fit her spending profile.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Will do @ LS2982

Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

Will do @ LS2982


Good luck, let us know if she gets in with AMEX!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Of course I will. She is a little afraid at this moment. She doesnt really want a charge with them she said but more of a actually credit card

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Her application with AMEX say pending review what does that mean?

Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: What CCC pulls Experian ONLY

It means they may need to do some verification.... Mine said "in progress" before it said approved !!
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

She has to send in a address verification then they will let her know. DOes that mean she is approved? Can she app for the rev too now to avoid the additional pull later?


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