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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

2 Cap 1 cards. She said EX is her highest score which has only that one baddies and no inqs. The other 2 are worse.


Sorry for all the ?'s, but how long has the 2 cap1 cards been open??

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: What CCC pulls Experian ONLY

idk if this is true....

AMEX pulled TU for me last night

 

 BOA only pulled EXP for me like a year ago.. but I hate boa haha

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

2 yrs for 1 and 1.6 yrs for the other one

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

2 yrs for 1 and 1.6 yrs for the other one


Tell her try for one of AMEX's charge cards. I think she'd be fine getting one. Have her look at their charge products and see what would fit her spending profile.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Will do @ LS2982

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: What CCC pulls Experian ONLY


Credit314 wrote:

Will do @ LS2982


Good luck, let us know if she gets in with AMEX!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Of course I will. She is a little afraid at this moment. She doesnt really want a charge with them she said but more of a actually credit card

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

Her application with AMEX say pending review what does that mean?

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: What CCC pulls Experian ONLY

It means they may need to do some verification.... Mine said "in progress" before it said approved !!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What CCC pulls Experian ONLY

She has to send in a address verification then they will let her know. DOes that mean she is approved? Can she app for the rev too now to avoid the additional pull later?


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