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What CCC pulls Experian ONLY

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LS2982
Mega Contributor

Re: What CCC pulls Experian ONLY


@Credit314 wrote:

2 Cap 1 cards. She said EX is her highest score which has only that one baddies and no inqs. The other 2 are worse.


Sorry for all the ?'s, but how long has the 2 cap1 cards been open??

 




EQ FICO 548 3/3/16
Message 11 of 34
youngandcreditwrthy
Senior Contributor

Re: What CCC pulls Experian ONLY

idk if this is true....

AMEX pulled TU for me last night

 

 BOA only pulled EXP for me like a year ago.. but I hate boa haha

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 34
Cadillac-XTS
Established Contributor

Re: What CCC pulls Experian ONLY

2 yrs for 1 and 1.6 yrs for the other one

Message 13 of 34
LS2982
Mega Contributor

Re: What CCC pulls Experian ONLY


@Credit314 wrote:

2 yrs for 1 and 1.6 yrs for the other one


Tell her try for one of AMEX's charge cards. I think she'd be fine getting one. Have her look at their charge products and see what would fit her spending profile.

 




EQ FICO 548 3/3/16
Message 14 of 34
Cadillac-XTS
Established Contributor

Re: What CCC pulls Experian ONLY

Will do @ LS2982

Message 15 of 34
LS2982
Mega Contributor

Re: What CCC pulls Experian ONLY


@Credit314 wrote:

@Anonymous do @ LS2982


Good luck, let us know if she gets in with AMEX!

 




EQ FICO 548 3/3/16
Message 16 of 34
Cadillac-XTS
Established Contributor

Re: What CCC pulls Experian ONLY

Of course I will. She is a little afraid at this moment. She doesnt really want a charge with them she said but more of a actually credit card

Message 17 of 34
Cadillac-XTS
Established Contributor

Re: What CCC pulls Experian ONLY

Her application with AMEX say pending review what does that mean?

Message 18 of 34
youngandcreditwrthy
Senior Contributor

Re: What CCC pulls Experian ONLY

It means they may need to do some verification.... Mine said "in progress" before it said approved !!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 19 of 34
Cadillac-XTS
Established Contributor

Re: What CCC pulls Experian ONLY

She has to send in a address verification then they will let her know. DOes that mean she is approved? Can she app for the rev too now to avoid the additional pull later?

Message 20 of 34
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