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What CCCs is known for mainly pulling TU?

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willwar14
Valued Contributor

What CCCs is known for mainly pulling TU?

Ok so DD's TU is going to be 100% clean of charge offs pretty soon, and all other derogs except for 3 30-day lates on the old mortgage that are over 6 years old, what CCCs are mainly known for pulling TU? I know Barclays, Sync.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: What CCCs is known for mainly pulling TU?

Discover

Message 2 of 13
Ghoshida
Valued Contributor

Re: What CCCs is known for mainly pulling TU?


@Anonymous wrote:

Discover


Discover pulls TU for CLIs but often pulls EQ for new applications.

 

 

Message 3 of 13
thelethargicage
Valued Contributor

Re: What CCCs is known for mainly pulling TU?

Barclays


Message 4 of 13
thelethargicage
Valued Contributor

Re: What CCCs is known for mainly pulling TU?

BofA for CLIs or CL consolidation


Message 5 of 13
Anonymous
Not applicable

Re: What CCCs is known for mainly pulling TU?


@Ghoshida wrote:

@Anonymous wrote:

Discover


Discover pulls TU for CLIs but often pulls EQ for new applications.

 

 


Pretty sure Discover is dependent on where you live.  Discover pulled TU only for me when I app'd and got mine.

 

Which makes me think, OP, that geographical location may factor in with other CCCs also.

Message 6 of 13
willwar14
Valued Contributor

Re: What CCCs is known for mainly pulling TU?

My DM got a disco a few months back, pulled EQ, and me and DD apped for disco a few months back, pulled EQ and EX. 

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 7 of 13
msbia
Established Contributor

Re: What CCCs is known for mainly pulling TU?

I would check credit pulls database, especially on geographically dependent issuers. 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 8 of 13
taxi818
Super Contributor

Re: What CCCs is known for mainly pulling TU?


@Anonymous wrote:

Discover


For sure not Discover. hehehe. Mostly Barclays and Synchrony. reliable Tu pullers. but nothing is 100%

Message 9 of 13
ddemari
Super Contributor

Re: What CCCs is known for mainly pulling TU?

I would check credit pulls database also. Discover always pulls EQ and sometimes EQEX when they decline me. I'm in Illinois and the only true TransUnion pull I know of is Barclays and synchrony although synch can pull EX sometimes.
Message 10 of 13
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