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They pull TU for my first try and Both EQ and TU for my second attempt. I'm in NYC.
They pulled both EQ and TU for me on 8/4/11 I'm in Arizona
TU for me. NC.
Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.
Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.
@Anonymous wrote:Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.
Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.
Congratulations!
Treat the card well, and in 6 months call in and ask for a CLI and a APR reduction, I'm sure it will also be a success for you then.
I live in Hawaii, and Discover pulled my EX and TU reports.