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What CR does Discover pull?

Frequent Contributor

Re: What CR does Discover pull?

They pull TU for my first try and Both EQ and TU for my second attempt. I'm in NYC.

Message 21 of 26
Frequent Contributor

Re: What CR does Discover pull?

They pulled both EQ and TU for me on 8/4/11 I'm in Arizona

Message 22 of 26
Valued Contributor

Re: What CR does Discover pull?

TU for me. NC.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Message 23 of 26
Established Member

Re: What CR does Discover pull?

Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.

 

Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.


Starting Score: EX (Plus) 727, TU 678, EQ 696
Current Score: EX (Plus) 740, TU 707, EQ 702
Goal Score: 720+


Take the FICO Fitness Challenge
Message 24 of 26
Valued Contributor

Re: What CR does Discover pull?


Maverick79 wrote:

Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.

 

Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.


Congratulations!

 

Treat the card well, and in 6 months call in and ask for a CLI and a APR reduction, I'm sure it will also be a success for you then.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Message 25 of 26
Highlighted
Moderator Emeritus

Re: What CR does Discover pull?

I live in Hawaii, and Discover pulled my EX and TU reports.

Message 26 of 26