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Frequent Contributor
dookdig
Posts: 332
Registered: ‎04-08-2011
0

Re: What CR does Discover pull?

They pull TU for my first try and Both EQ and TU for my second attempt. I'm in NYC.

Frequent Contributor
Mekitcat
Posts: 260
Registered: ‎06-23-2011
0

Re: What CR does Discover pull?

They pulled both EQ and TU for me on 8/4/11 I'm in Arizona


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: What CR does Discover pull?

TU for me. NC.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Established Member
Maverick79
Posts: 21
Registered: ‎03-05-2011
0

Re: What CR does Discover pull?

Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.

 

Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.


Starting Score: EX (Plus) 727, TU 678, EQ 696
Current Score: EX (Plus) 740, TU 707, EQ 702
Goal Score: 720+


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Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: What CR does Discover pull?


Maverick79 wrote:

Well guys, I pulled the trigger on Discover yesterday and they ended up pulling EQ on me, it's my worst score because of the dispute, but they still approved me with a $2000 CL but a higher APR than my pre-approval mailer...They said in six months I can call in for an account review for lowering my APR which in the long run is fine because right now I'm only taking advantage of the 15 months 0% APR for balance transfers and just put gas on it every month. So since the dispute will be resolved long before then I can still show activity and perfect payment history to get my lower APR, I plan to pay off the transfer whithin 3 months anyway.

 

Thanks for all your replies...unfortunately my finger got itchy and I had to submit my app...If I had just waited a couple more weeks for the dispute to be over maybe I would have gotten a higher limit and a lower APR. Still Happy i got in though, and in the long run APR shouldnt matter as long as you PIF every months.


Congratulations!

 

Treat the card well, and in 6 months call in and ask for a CLI and a APR reduction, I'm sure it will also be a success for you then.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: What CR does Discover pull?

I live in Hawaii, and Discover pulled my EX and TU reports.

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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