Reply
Regular Contributor
Viper786
Posts: 184
Registered: ‎04-15-2011

What CRA does Best Buy pull for their store card?

I am interested in applying for a Best Buy store card for their financing offer and was wondering which CRA they usually pull? I am in Michigan if that makes a difference.

EQ - 725 FICO - Lender Pull (1/13) | TU - 737 FICO - Lender Pull (1/13) | EX - 736 - FICO Lender Pull (1/13)
Amazon Store Card - $2800 | Amex Zync - NPSL | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One - $500 | Chase Freedom - $3.5k | Discover It - $1500 | Macy's - $1500
Regular Contributor
Viper786
Posts: 184
Registered: ‎04-15-2011

Re: What CRA does Best Buy pull for their store card?

No one knows?

EQ - 725 FICO - Lender Pull (1/13) | TU - 737 FICO - Lender Pull (1/13) | EX - 736 - FICO Lender Pull (1/13)
Amazon Store Card - $2800 | Amex Zync - NPSL | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One - $500 | Chase Freedom - $3.5k | Discover It - $1500 | Macy's - $1500
Frequent Contributor
TeeandDee
Posts: 420
Registered: ‎02-09-2012

Re: What CRA does Best Buy pull for their store card?

They pulled Equifax when I was approved back in March.  Good luck!

In The Garden!
Last App: 9/2012
Goal: No Apps until 2/2014 & FICO over 700
Regular Contributor
Viper786
Posts: 184
Registered: ‎04-15-2011

Re: What CRA does Best Buy pull for their store card?

[ Edited ]

My latest EQ scorewatch score is 667. I have a 4 year old collection, 3 years AAoA, 2 inqs both from over a year ago,  and am at about 30% util right now. Anyknow know if I have a chance to get approved for this card? From what i've been reading, it's one of the harder cards to get approved for.

EQ - 725 FICO - Lender Pull (1/13) | TU - 737 FICO - Lender Pull (1/13) | EX - 736 - FICO Lender Pull (1/13)
Amazon Store Card - $2800 | Amex Zync - NPSL | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One - $500 | Chase Freedom - $3.5k | Discover It - $1500 | Macy's - $1500
Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: What CRA does Best Buy pull for their store card?


Viper786 wrote:

I am interested in applying for a Best Buy store card for their financing offer and was wondering which CRA they usually pull? I am in Michigan if that makes a difference.


EQ here in Minnesota at least for me.

Ray

** Every Card has a Job, and Every Card does its Job **


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+