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Valued Member
Posts: 39
Registered: ‎09-09-2010

What CRA does Home Depot pull for credit


I was interested in applying for a home depot card but am not sure what CRA they use to pull for credit.  I am in Ohio if this helps any.


Thanks in advance

Starting Score: TU 617 EQ 625
Current Score: TU 722(11/30/11) EQ 687 (11/21/11) EX 703 (lender pull, 11/19/11)
Goal Score: TU 700 EQ 700

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Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008

Re: What CRA does Home Depot pull for credit

Sometimes you really can't tell, you can go to the website "who gave me credit" and look up your state and see what is posted for people who app'd with home depot, i went on this site I live in MA and all the home depot apps stated EX was pulled, when I app'd at home depot yesterday my EQ report was pulled, so like I said you never know.  If your credit reports are decent you should do okay, good luck.


Also, home depot may be trying to lure new customers in this holiday weekend, they have the promotion with new customers 10% off, or 24 month interest free financing for purchases over $599.00.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Regular Contributor
Posts: 108
Registered: ‎01-28-2010

Re: What CRA does Home Depot pull for credit

I can't tell you based off of your state, but I'm in Oregon and they pulled both EQ and TU when I got the card three months ago.  Horrible APR (23%) but financing timeframe is great.  

TU: 752, EQ: 761, EX: 745
Established Contributor
Posts: 535
Registered: ‎08-05-2009

Re: What CRA does Home Depot pull for credit

They pulled EQ for me when I applied and TU when I requested a CLI. I'm in CA.

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