05-27-2011 02:35 PM
I was interested in applying for a home depot card but am not sure what CRA they use to pull for credit. I am in Ohio if this helps any.
Thanks in advance
05-27-2011 07:26 PM
Sometimes you really can't tell, you can go to the website "who gave me credit" and look up your state and see what is posted for people who app'd with home depot, i went on this site I live in MA and all the home depot apps stated EX was pulled, when I app'd at home depot yesterday my EQ report was pulled, so like I said you never know. If your credit reports are decent you should do okay, good luck.
Also, home depot may be trying to lure new customers in this holiday weekend, they have the promotion with new customers 10% off, or 24 month interest free financing for purchases over $599.00.
05-29-2011 03:43 PM
I can't tell you based off of your state, but I'm in Oregon and they pulled both EQ and TU when I got the card three months ago. Horrible APR (23%) but financing timeframe is great.
05-29-2011 06:21 PM
They pulled EQ for me when I applied and TU when I requested a CLI. I'm in CA.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.