Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: What Credit Card Do You Use When You're On a Date!?

LOL @ JonStar.. I really like his reply

Senior Contributor
jsucool76
Posts: 4,010
Registered: ‎12-11-2011
0

Re: What Credit Card Do You Use When You're On a Date!?


creditnocash wrote:

i guess people forgot what debit cards are. 

dodgers bank of america mastercard. 

but now next date i go on pulling out the amex. Woo 

 

but like stated kids my age(20/21) dont know what an amex is unless its their daddys/ mommys (went to a really rich highschool)


Most people I know our age don't even have their own credit cards :smileytongue: Everyone I know my age either doesn't have a CC at all, or has an AU on mommy's/daddy's :smileytongue: I've seen plenty of amex AUs my age though :smileyvery-happy: 

;
Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011
0

Re: What Credit Card Do You Use When You're On a Date!?

I usually pull out my Applebee's gift card! Very impressive!  :smileywink:

 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Moderator
Revelate
Posts: 9,751
Registered: ‎12-30-2011
0

Re: What Credit Card Do You Use When You're On a Date!?

[ Edited ]

SoCalBound wrote:

Jlu wrote:

Trust me though, guys, you are better off pulling out your First Premier card on a first date. If that's the reason they don't want a second date then you would have had MUCH bigger problems than which credit card to use on a date.


I would look to see what a guy was paying with, but not because of any gold digging.  Having experiences with men who could not handle their finances and the mess they tried to make my life as a result, I want to make sure he's got his life in order and wont be asking to borrow money from me. First Premier would be an immediate red flag... there's so many better ways to build credit!


Well I think most people look at cards for entirely different reasons.  Like you I now look to see who's paying with what, I've started to realize after reading this forum one can tell a non-trivial amount about a person based on what they pay with; however, before finding this forum I didn't have a clue.

 

Airline rewards card: either travels or likes to travel

Random cashback card: if it's appropriate for the expense, has at least something of a financial plan (maybe not a good one but I digress)

Specific co-branded card: e.g. Disney, fair bet they have kids

Childish picture of some sort: durrrr....

Random bank card, CU etc: depends on the specific one, but you know they have a relationship with said lender, and depending on the lender...

 

That said, most folks don't know.  I was out at lunch with the co-workers and one dude paid with his Chase Amazon card... a very good choice from a rewards perspective, but most of the rest of the table gave him grief about it and I was apparently the only one that recognized it as a solid financial decision.  Then again I don't work with folks who have much of a financial plan anyway so perhaps that's not a good statistical point heh.

 

Personally while I dress up when I go out on a date (helps to show you at least *care*) the card is not really an issue though I don't have very many anyway.  I'm going to pay with whatever I have available, and typically that's my everday BOFA card, or perhaps the DCU one.  Have to admit I keep the Orchard one in the pocket :smileyhappy:.

 

 

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: What Credit Card Do You Use When You're On a Date!?


roxy382 wrote:

nicholasyud wrote:

Pull my Food Stamp Cards out when thing go South.......


Haha. I use to wait tables at an IHOP that was right next to public housing and more then once I had someone try this!!!


you probably catch me once :smileyvery-happy:

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: What Credit Card Do You Use When You're On a Date!?

Date - I use my Saints Debit card.  If they don't like Saints football its a done deal.  :smileyhappy: I really need to get an NFL card.  Before I did my rebuild I didn't even have a credit card (I had about 5 years where I refused to own one).  When I would travel and pay with my Saints Debit card it always started up a conversation.  Ended up getting some free drinks with it on more than one occasion (hows that for cash back rewards?)

 

In all seriousness, I use which ever card is best for the circumstances or meets my rebuild plan.

 

However, as noted earlier, if out on a business dinner with client I will use one of my AMEX cards. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: What Credit Card Do You Use When You're On a Date!?

[ Edited ]

jsucool76 wrote:

creditnocash wrote:

i guess people forgot what debit cards are. 

dodgers bank of america mastercard. 

but now next date i go on pulling out the amex. Woo 

 

but like stated kids my age(20/21) dont know what an amex is unless its their daddys/ mommys (went to a really rich highschool)


Most people I know our age don't even have their own credit cards :smileytongue: Everyone I know my age either doesn't have a CC at all, or has an AU on mommy's/daddy's :smileytongue: I've seen plenty of amex AUs my age though :smileyvery-happy: 


yeah i tottally agree. 

since i was not born in this (united states) country i was taught to work for everything i had. since my first job at 14 my mother made me buy my own clothes and stuff in that area. i wanted to go to a movie guess who was paying? 

needed a ride to a friends ..... heres some gas money. 

 

(when i was 16)insurance.... want a cell phone you have a job. 

 

i was lucky and dumb. 

applied for like 6 cards when i was 17/18 and got denied for all of them. (due to no history)

my mother co-applied me for a best buy card that i treasured for the 2 years i have had it lol.

 

but on to the point of this thread. until this summer i had no non store cards to pay for a date so hence why i brought up the debit card or cash.

now chase freedom/ amex zync/ 2 bank mastercards(which really arent that impressive) 

 

but who are we kidding we will all be on myfico all night! :smileyvery-happy:  jk. 

 

edit: im not saying that people that were born in the states don't work hard, just alot of people i know didnt start with nothing coming into this world. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Member
cschick_old
Posts: 24
Registered: ‎07-25-2012
0

Re: What Credit Card Do You Use When You're On a Date!?

On a first date Cash or a Debit card. I want to know they've got the finances in order to have the cash in hand. Subsequent dates whatever credit card suits thier rewards/other benefit purposes.

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: What Credit Card Do You Use When You're On a Date!?

LOL it's funny b/c I actually dropped my credit card on the floor once...my CapOne card which happens to be black and the guy thought I had a Centurion card from Amex...I think he thought I was loaded because there was this LOOK. Ahaha. Like whoa buddy calm down...my limit's ONLY $750. LOL!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
LionLaw
Posts: 258
Registered: ‎06-10-2012
0

Re: What Credit Card Do You Use When You're On a Date!?


maiden_girl wrote:

LOL it's funny b/c I actually dropped my credit card on the floor once...my CapOne card which happens to be black and the guy thought I had a Centurion card from Amex...I think he thought I was loaded because there was this LOOK. Ahaha. Like whoa buddy calm down...my limit's ONLY $750. LOL!


It's funny you mention that... I got a Citi Diamond Preferred a few months back.  It's by no means the greatest card in the world, but it's black with a little holographic lettering, so it LOOKS like it's on par with the Centurion.  I always use it when I'm out with single ladies (on a date or otherwise), and a lot of the time I catch them doing a double take. 


Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}